Fwd: Come to Thompson Park Day this Sunday!

Ready for Thompson Park Day?  We are!  From start to finish, we're filling the day with fun the whole family can enjoy.   So join us at Thompson Park, 805 Newman Springs Road, Lincroft, from 11 a.m.-5 p.m. on Sunday, October 18 and celebrate the season with the following:   Free activities: Canoeing on Marlu Lake (12-4 p.m., weather permitting) Kids' Races Corn Maze Disc Golf Mini Golf Foot Golf Entertainment Meet the Mustangs Dash for Cash Zany Zombies Discover Walnford  Activities requiring two tickets are: Pumpkin Painting Wagon Rides Inflatable Rides Climbing Wall Archery Turbo Tubs Turbo Twister  Activities requiring additional tickets: Bungee Trampoline (3 tickets) Grab & Go Ceramics (3 tickets) Fired Up Ceramics (10 tickets) Each ticket is $1. Stage Entertainment (in the Theater Barn): 11:30 a.m. - Miss Melissa's Aardvarks Band 1:30 p.m. - The Krazy Kevin Variety Show 4:15 p.m.  - Random Acts of Circus - NJ Circus Center Strolling Performers: 11:30 a.m.-3:30 p.m. - Shay, the Balloon Sculptor 12-4 p.m. - Zombie Witch Stiltwalker  1-5 p.m. - Hank's Balloons  We'll also have a pie-eating contest and a scarecrow contest.  Plus the Friends of the Parks will host its annual Strut Your Mutt doggie costume contest.   For more information about Thompson Park Day or the Monmouth County Park System, please visit www.monmouthcountyparks.com or call 732-842-4000, ext. 4312. The Park System can also be contacted through email at info@monmouthcountyparks.com.

My Realty Times page: http://GloriaB.realtytimes.com

Your HomeActions Updates for Friday, October 16, 2015.

Hi, . Here are your Articles for Friday, October 16, 2015. Is this email not displaying correctly? View this in your browser Gloria Benaroch John "Marty" Garland (732) 245-4031 gloribee@comcast.net 17 W River Rd Rumson, NJ 7760 Gloria's Website Gloria's Blog Hi, . Here are your Articles for Friday, October 16, 2015. Don't Let Last-Minute Problems Ruin Your Closing You've had your offer to purchase a home accepted and you've been preapproved for a mortgage. Now you just have to close the deal. Click Full Article below to see four things you absolutely need to avoid doing until you've finished closing on your home and the keys to your new home are in hand. Full Article Save Article Article Feedback Share Article 3 Must-Have Home Technologies Adding technology to your home makes life easier and simpler, and can even boost your home's resale value. Click the full article right below here to learn how to bring your home into the future. Full Article Save Article Article Feedback Share Article How to Refinish Your Kitchen Cabinets on a Budget Refinishing your kitchen cabinets doesn't have to break the bank. Click the full article right below here for some DIY and budget-friendly options that will give your kitchen an entirely new look for little cost. Full Article Save Article Article Feedback Share Article Garage Door Security Tips to Prevent Break-Ins Learn more about these three basic types of garages and security measures you should take to protect your home and family. Click the full article right below here for some easy-to-implement tips. Full Article Save Article Article Feedback Share Article 6 DIY Projects That You'll Need a Permit For Sometimes, along with hammers and nails, you need a permit. Improvements that are made without a permit can cause problems down the road. Click the full article right below here for some advice on complex renovation jobs. Full Article Save Article Article Feedback Share Article Get To Know Your Neighborhood Get the inside scoop on your neighborhood--or any neighborhood--and see data about everything from schools to household income. It all starts by clicking the Full Article link below. Full Article Save Article Article Feedback Share Article Local Entertainment And Events Calendar You’ll always know where the fun’s going on with our interactive local events calendar featuring social sharing, images, videos and ticket links. Click Full Article below to see what's happening or to add your own local events. Full Article Save Article Article Feedback Share Article Update Your Information Saved Articles Comments and Feedback Refer A Friend Your Privacy Our firm provides the information in this e-newsletter for general guidance only, and does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action, you should consult a professional adviser who has been provided with all pertinent facts relevant to your particular situation. Tax articles in this e-newsletter are not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding accuracy-related penalties that may be imposed on the taxpayer. The information is provided "as is," with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose. Powered by Copyright © HomeActions, LLC All rights reserved. unsubscribe | update subscription preferences

Fwd: Sea Bright Day

Sea Bright Day - Saturday, October 17th The Sustainable Sea Bright Committee invites all residents and friends from neighboring towns to join us for the return of a Sea Bright tradition: Sea Bright Day, this Saturday, October 17 from 9 a.m. to 3 p.m. in the Sea Bright Municipal Parking Lot.   This family-friendly fund-raising event brings together the citizen volunteer committees of Sea Bright to celebrate "The Little Town That Could" and to help raise money to fund future events and activities.   Here's a sneak preview of what's on tap: Start your holiday shopping early at a special FREE Craft Show, featuring more than 20 unique vendors, including:          Clariza's Clay Pot Swings - Vertical plant stands Megan Gilhool - Original Art Treasures of the Sea -Jewelry and gifts Salt and Steel - face painting and henna tattoo  Sweat Sexy - work-out gear Diaper Cakes - homemade, themed, edible cakes Pretty Pinsters - Clothes pin crafts Coyote Gourds - Handmade birdhouses Jersey Girl Barefoot Sandal - foot jewelry Scrumptious Scrubs - Homemade soaps and scrubs Jennie Pennies Craftery - painted custom glassware Candles by Candice - homemade candles Made by Patti - handcrafted bags Designs by Joanie - handcrafted silver jewelry Fly Brook Farm - Flowers, herbs, gifts Toad Hollow - handcrafted decorations, pillows, stuffed animals Add to your winter reading list by checking out the Library's big Book Sale, and great collection of limited edition Sea Bright Sweatshirts, T-shirts, and Baseball Hats. Learn more about Sea Bright's rich history at a special Historical Postcard Display, and talk to some life-long residents who will be on hand to share their experiences. Bring the kids for some great Children's Activities including, Touch-a-Truck, pumpkin painting, a bouncy house and more. ($5 donation buys a wristband for unlimited participation). Browse the displays and learn more about Sea Bright citizen committees including Sustainable Sea Bright, Recreation, Beautification, Dunes, and others. Enjoy a special Dance Performance by Dance Free - Performances at 11 & 2. All proceeds from the day's events go to support the Sustainable Sea Bright Committee, and Sea Bright's other volunteer committees. Rain date is October 18.   Any questions? Please contact Elizabeth Homer, 732-208-9328, lizzyphoto68@gmail.com Felecia Stratton, 732-598-6029, ileditor@aol.com

Fwd: Home Buying In Reverse

Sincerely, Gerald Santoro Peoples Home Loans Mortgage Banker NMLS # 630694 (732) 784-8119 gsantoro@bankingunusual.com bankingunusual.com/about-us/bankers/gerald-santoro Peoples Bank  NMLS# 690890

Fwd: Information Session in Middletown, NJ

reNewJerseyStronger.org ReNewJerseyStronger | Rebuilding A Lasting Foundation Has your home or rental property been damaged by Superstorm Sandy and you need financial assistance to repair or rebuild? With a focus on the most impacted ... Read more...

Do you have any questions about your RREM or LMI Homeowner Rebuilding Program grant? Please join DCA Sandy Recovery Division for a Housing Recovery Information Session in Middletown to assist homeowners with questions about rebuilding their homes and information on next steps in the program.   On Wednesday, October 14th, in Middletown, the NJ Department of Community Affairs (DCA) will be onsite to provide personal assistance for storm-affected homeowners participating in RREM or LMI Programs.   Who:              Representatives from DCA Sandy Recovery Division, representatives from Division of Consumer Affairs and the Housing and Mortgage Finance Agency,  representatives from DCA Housing  Recovery Centers and U.S. Department of Housing and Urban Development (HUD) Certified Housing Counselors.   What:             Individualized, hands-on assistance to help eligible RREM and LMI Program participants with any housing recovery questions or issues they might have. Opportunity to submit necessary documents and understand next steps in the rebuilding process.   Where:           Tonya Keller Community Center                         50 Bray Avenue                         Middletown, New Jersey   When:            Wednesday, October 14th                          4 p.m.– 7 p.m.   Homeowners may walk in at any time. No appointment is necessary.   The Information Session is open to eligible RREM and LMI Program participants. Information Sessions are designed to provide one-on-one attention to address homeowners' questions that arise during all stages in their RREM or LMI Program processes.   Homeowners can use the Information Session to: Check the status of their application; Submit necessary forms to expedite the rebuilding process; Address challenges they may be facing in their individual rebuilding process; Determine new action items; and Educate themselves about best practices and key information as they move through the process. For more information on the Information Session, applicants may contact the DCA's Sandy Constituent Services Office by calling 609-292-3750 or by emailing sandy.recovery@dca.nj.gov.     ¿Tiene preguntas acerca de su subsidio con los programas de RREM o de reconstrucción para propietarios LMI?       Le invitamos a que acompañe a la División Sandy de Recuperación del DCA a una sesión de información que se realizará en Middletown. Atenderemos sus preguntas sobre reconstrucción de viviendas y brindaremos información sobre los próximos pasos en el proceso de participación en esos programas.   El Departamento de Asuntos Comunitarios (DCA) organizará una reunión el miércoles 14 de octubre, en Middletown, para brindar atención personal a propietarios afectados por el huracán Sandy, quienes participan en los programas Reconstrucción, Rehabilitación, Elevación y Mitigación (RREM) y Reconstrucción para Propietarios con Ingresos Bajos a Moderados (LMI).   Quiénes atenderán sus preguntas: Representantes de la División Sandy de Recuperación del DCA; representantes de la División de Asuntos del Consumidor y de la Agencia de Financiamiento de Hipotecas y Viviendas; representantes de los centros de recuperación de viviendas del DCA; y Asesores de Vivienda Certificados por el Departamento de Vivienda y Desarrollo Urbano de los Estados Unidos (HUD, por sus siglas en inglés).   Qué: Asistencia personal y práctica para ayudar a los participantes elegibles de los programas de RREM y de LMI al contestar cualquier pregunta sobre la recuperación de viviendas o sobre problemas que puedan tener. Es una oportunidad para presentar los documentos necesarios y enterarse de los próximos pasos a seguir en el proceso de reconstrucción.   Dónde:           Tonya Keller Community Center                       50 Bray Avenue                       Middletown, New Jersey   Cuándo:         Miércoles, 14 de octubre                       4 p.m. – 7 p.m.   Los propietarios pueden llegar en cualquier momento. No es necesario fijar cita previamente.   La sesión informativa está abierta a todos los participantes elegibles de los programas RREM y LMI. Las sesiones de información están diseñadas para atender caso por caso las preguntas planteadas por los propietarios de vivienda durante todas las etapas de su participación en los programas RREM y LMI.   Los propietarios pueden aprovechar de la sesión de información para lo siguiente: •                 Comprobar el estatus de su solicitud; •                 Entregar los formularios que se necesiten para agilizar el proceso de reconstrucción; •                 Abordar desafíos que podrían estar enfrentando en el proceso particular de reconstrucción de su vivienda; •                 Identificar nuevos puntos o acciones por seguir; y •                 Educarse sobre mejores prácticas e información clave mientras continúan en el proceso de reconstrucción.   Para más información sobre la sesión informativa, los solicitantes pueden comunicarse con la Oficina de Servicios Sandy al Constituyente del DCA al 609-292-3750, o enviar un correo electrónico a sandy.recovery@dca.nj.gov

Fwd: Gloria, Your weekly market update from Peoples Bank is here!

For the Week Ending October 9, 2015   Gloria, Please enjoy this quick update on what happened this week in the housing and financial markets. The Labor Market Conditions Index for September was 0, signaling a weakening market. This could help keep rates low. Low inflation and global economic weakness, both good for rates, are a concern to the Fed. Many economists think the Fed won't raise policy rates until 2016. Weak jobs data last week points to a cooling off of the U.S. economy. While more data is needed to support this speculation, it could be helpful for rates. A reported survey of property managers found rents increasing by up to 8% in the next year. Primary reasons cited were increased demand and low inventory. Mortgage applications jumped by 25% last week. The unusually large movement is being attributed to low rates and the rollout of new TRID regulations. Per Fannie Mae's latest survey, consumer confidence in both home buying and selling increased. Of those surveyed, 64% say it is a good time to buy a home. Three vampire bats live in a cave surrounded by three castles. One night, the bats bet on who can drink the most blood.    The first bat comes home with blood dripping off his fangs. He says, "See that castle over there? I drank the blood of three people."   The second bat returns with blood around his mouth. He says, "See that castle over there? I drank the blood of five people."    The third bat comes back covered in blood. He says, "See that castle over there?" The other bats nod. "Well," says the third bat, "I didn't."     Rate movements and volatility are based on published, aggregate national averages and measured from the previous to the most recent midweek daily reporting period. These rate trends can differ from our own and are subject to change at any time. Gerald Santoro Peoples Home Loans Mortgage Banker NMLS # 630694 (732) 784-8119 gsantoro@bankingunusual.com bankingunusual.com/about-us/bankers/gerald-santoro Peoples Bank  NMLS# 690890