Personal Message from Gloira Benaroch

Personal message from Gloria Benaroch

The worst moments often bring out the best of people! I can certainly attest to that.
For the last 3 years I have been displaced from my home by Hurricane Sandy, coupled with other hardships we've endured.

     
This and other boats awaited us when we were able to check out our house. Thank heaven for the masts hitting the power lines.

Our Sandy Survivor Cat! We could not take him with us.

I feel blessed to have worked with you, during this dark period in my life, in selling/marketing your house or helping you buy your home and helping your referrals you sent me.
Without you all I don't know how I would have done.

I hope you understand why I have not been personally in touch with you, although I am sure a lot of you have been receiving my automatic emails; whether they are searches or my news/blog posts.

Currently Monmouth County is still very active and experiencing multiple offers. If the trend of low inventory continues we may start entering a seller's market. However, with the recent announcement of interest rate potentially going up, may squash that.

I look forward to serving your continued real estate needs and consider me your resource.
Feel free to let me know if you have any changes to your searches or you are considering marketing your house. I'll be glad to give you a home consultation in preparing your house for the market or a current price analysis. Call me! 732.245.4031!

     

      BEFORE                                                          LIFT                                                                      AFTER 15 feet in the air

 

I am pleased to say that we finally have a home again. 

 

Gratefully yours

Gloria Benaroch-Garland
Broker Associate, Coldwell Banker, Rumson
732.245.4031

 

 

 

 

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Sent By: Coldwell Banker, Gloria Benaroch, Broker Associate 17 West River Road (o) 732-842-3200 x 5515 Rumson NJ 07760 U.S.A.

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Fwd: Wind & Sea Festival, Cornbread Contest & More!

Wind and Sea Festival 

Ever want to try stand up paddle boarding? Explore the dunes with a Park System Naturalist?  Go crabbing in the bay?  Then head over to our first ever Wind & Sea Festival!  Held this Saturday, September 19 from 11 a.m.-5 p.m. at Bayshore Waterfront Park, Port Monmouth, this event celebrates the Bayshore with cool coastal activities for the whole family.    Most activities are free but some require a fee. Park at the Belford Ferry Terminal (free) and we'll shuttle you to and from the Festival. Check out our Wind & Sea Festival webpage for full details.    Here are some other activities you may enjoy:   Hawk Mountain Sanctuary trip on Sunday, September 20.  Visit the world's first refuge for birds of prey and see golden eagles, bald eagles, red-tailed hawks, goshawks and more.  Trip includes a short hike.  The mini-bus will leave from Thompson Park, Lincroft, at 8 a.m. and will return at approximately 5 p.m.  Pre-registration and fee required. Cornbread Contest on Sunday, September 20 from12:30-3:30 p.m. at Historic Walnford, Upper Freehold.  See if your tasty recipe will win our judges over. Visitors can sample and vote for their favorite.  Ribbons awarded at 3 p.m. A corny joke contest will be held from 2-3 p.m.  Find out more details. FREE! Harvest Moon Nature Walk from 6-7 p.m. on Friday, September 25 at Holmdel Park, Holmdel. Join a Park System Naturalist for a night time walk under the Super Harvest Moon. We'll create a lantern filled with "moonbeams" to light our way through the woods.  Afterward enjoy a celestial snack. Pre-registration and fee required. Open House Barn Dance from 7-9:30 p.m. on Friday, September 25 at the Thompson Park Activity Barn, Lincroft.  Stop by and discover how much fun square dancing can be.  FREE!  Fairy Houses in the Garden from 1-3 p.m. on Saturday, September 26 at Deep Cut Gardens, Middletown. Bring your imagination as we create tiny fairy houses out of natural materials.  Pre-registration and fee required. Did you know that outdoor play encourages learning and problem-solving skills in children? Just think of it as another reason to spend the afternoon at one of our playgrounds.  We have plenty to choose from - here's a list of our playgrounds.   For more information about Monmouth County parks and programs, please visit www.monmouthcountyparks.com or call 732-842-4000, ext. 4312. The Park System can also be contacted through email at info@monmouthcountyparks.com.

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Repectfully,
Gloria Benaroch
Broker Associate
Coldwell Banker, Rumson NJ
Cell: 732-245-4031
My ONLINE BUISNESS CARD For ALL My Info
www.GloriaBenaroch.info

My Realty Times page: http://GloriaB.realtytimes.com

Eco Elephant Flea Market Aug 22

Eco-Elephant Family Flea Market is the place to be on Saturday, August 22.  Held from 9 a.m.-1 p.m. at Dorbrook Recreation Area, Colts Neck, this event features an eclectic mixture of items.  Who knows what you'll find!

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Fwd: Industry news for real estate professionals

The waiting game – floating vs. locking a mortgage rate More Than Mortgage Industry News For Real Estate Professionals This Issue: • Feature Article • Trending Now • In the News • In the Know The waiting game – floating vs. locking a mortgage rate Does it seem like everything in the world affects the financial markets and, in turn, mortgage rates? If so, it's because it's true: today, it's foreign unrest; tomorrow, it's the U.S. jobs report. Home buyers keenly feel the effects of those tumbling dominoes – but to switch metaphors, waiting for the right rate is more like watching a roulette ball bounce around a wheel: where it stops, nobody knows. And this leads to a decision that buyers continue to face: whether to float or lock their mortgage rate.   How the game is played Locking in a rate means exactly that: the buyer locks in the rate and it can no longer be affected by changes, up or down. When buyers "float" the rate, they do nothing but wait for the right moment, just before closing, to lock down their final number.   Why play the game? As with any game of chance, the player's tolerance for risk dictates how long they are willing to stay in it and "let it ride."   For a risk-averse buyer, a volatile market with daily fluctuations may be as much of an inducement to lock in a rate as a relatively stable market with modest movements. By locking in a rate today, the buyer ensures that they are not impacted by any market/rate surprises when closing approaches. It's important to recognize that locking in does come with a risk: rates could drop and the buyer could miss out on a lower number – but that risk is offset by the security of knowing that they won't get a higher rate. By the same token... > Read more   Questions? Contact Me: Eric Larsen Sr. Loan Officer Coldwell Banker Home Loans (732) 539-3911 NMLS #: 271092 Email me Visit my website Trending Now What to expect from housing in the 2nd half > Read more Home prices continue to rise, but for how long? > Read more Why you shouldn't worry when the Fed raises rates > Read more In the News Current rates (Freddie Mac) > Read more 3 big ways the crisis in Greece could affect Americans personally > Read more Kiplinger's Economic Outlooks > Read more In the Know Regrets, I've had a few – the reality of buyer's remorse When did it happen? When did excitement turn to panic, laughter to tears, and satisfaction to regret? Suddenly, you're at the "buyer's crossing" – ready to step over the tracks to a completed sale – when the bars come down, the lights start flashing and you find yourself staring down buyer's remorse that threatens to break the deal.   While you may not face full-on remorse every day, you certainly spend at least a portion of your time reassuring and calming buyers. Here's a fun fact with which to impress your friends and colleagues: buyer's remorse is a real psychological phenomenon that falls under the theory of "cognitive dissonance," first studied in the late 1950s. In a nutshell, it is a state that occurs when a person holds two ideas that are inconsistent with one another – and they will do whatever they can to alter or discard one of them to regain internal harmony.1,2   So, here you have your buyer, who, on the one hand, wants "that" house, but on the other hand doesn't want it for one or a variety of reasons. That puts the buyer squarely on your couch, Dr. Real Estate Professional, to try to help them move past their conflict.   But what can you do to help avoid having them there in the first place? According to a 2014 Redfin national survey conducted by Harris Poll, 25% of homeowners suffered from buyer's remorse after signing on the dotted line – with most of the regret linked to things like neighborhood, transportation, price and other factors.3 Here are three of the most common causes for remorse – and what you can do to help prevent them before they become deal breakers.   Curb "reflective accounting" How many of your buyers have entered into a contract only to go back over their numbers and realize that they don't stack up? When you first meet with a potential buyer, discuss, in depth, their... > Read more We'd like to hear from you! Have a topic you'd like to see covered in a future issue? Email us. Coldwell Banker® and the Coldwell Banker Logo are registered trademarks licensed to Coldwell Banker Real Estate LLC and used with permission. Equal Housing Lender.   Not all programs are available in all areas. Check with your mortgage representative for availability of program in local markets.   For real estate professional use only. Not intended to be distributed to customers. We respect your privacy – Unsubscribe or update your email preferences. This email was sent by: Mortgage Service Center 1 Mortgage Way Mount Laurel, NJ, 08054, United States