To Realize...

To realize
The value of a sister
Ask someone
Who doesn't have one.

To realize
The value of ten years:
Ask a newly
Divorced couple.

To realize
The value of four years:
Ask a graduate.

To realize
The value of one year:
Ask a student who
Has failed a final exam.

To realize
The value of nine months:
Ask a mother who gave birth to a stillborn.

To realize
The value of one month:
Ask a mother
who has given birth to
A premature baby.

To realize
The value of one week:
Ask an editor of a weekly newspaper.
To realize
The value of one minute:
Ask a person
Who has missed the train, bus or plane.

To realize
The value of one-second:
Ask a person
Who has survived an accident.

Time waits for no one.

Treasure every moment you have.

You will treasure it even more when
you can share it with someone special.

To realize the value of a friend or family member:
LOSE ONE.

Remember ... Hold on tight to the ones you Love !


The origin of this letter is unknown,
But it brings good ' vibes' to everyone.
Peace, love and prosperity to all!

Trip to Las Vegas

I just won a trip to Las Vegas because of my Real Estate sales from last year! I sold around $10,000,000 (million) in sales in 2006 and they said it was a correction year!.
I have never been to Vegas so this was my first time. I never realized how much walking I would do. We were put up at the Mandalay Bay what a great hotel reminded me of the Atlantis Hotel in the Bahamas. I was warned there would be some walking but not like. It was basically a 1/4 mile from the lobby to the conference rooms each time. so you figure once in the morning, lunch and dinner and then back for the evening events.

Las Vegas Laser show

The first day I got there it was 10 am their time 1pm my time. We all ended staying up 28 hours between the time change the parties.

The next 2 days we went to seminars which were very informative and good way to jazz the new year up. I took my brand new camera along to test it out so here are the results of my stay in Las Vegas.

3 Universal Truths about The Perfect Hue

What does your favorite color say about you? 3 Universal Truths about picking paint.
1
Color is the leasr expensive way to transform living space. A well chosen color can either calm the room or invigorate the space.

2
There is NO such thing as bad color! There are only likes and dislikes. Color is like spice to food adding zest.
Cool hues such as blue, violet and green are calming and relaxing. Pick these colors for reading rooms, bedrooms and rooms for contemplation.
Warmer hues such as red, yello and orange are energetci, playful colors. Use these in dining rooms, living rooms, working areas and kitchens.
Keep in mind the intensity of the color can invert the color's effect. While a pastel blue can be quiet and relaxing, bright turquoise can be loud an stimulating.

3
Never let color guidelines limit choices. If Red is your favorite color, then go ahead drench your bedroom with it. The payoff is that the mood boost you'll get will compensate it's limited calming effect. Don't shy away from mixing colors , just make sure they complement one another when going from room to room or the colors are carried in any form in the other rooms. For example if your dining room is red and adjacent is your living room have something red in the living, a lamp shade, pillow, piece of furniture and if your living room is blue then have something carried over in the dining that may have something blue such as drapes, tablecloth etc. When you prefer neutrals be sure to accent them with burnt orange, black, brown, red, green or gold so as to avoid monotony.

An Irish Blessing

May you always have walls for the winds, a roof for the rain,
tea beside the fire, laughter to cheer you, those you love near you,
and all your heart might desire.

May the road rise to meet you,
May the wind be always at your back,
May the sun shine warm upon your face,
The rains fall soft upon your fields and, Until we meet again,
May God hold you in the palm of His hand.

May you have love that never ends,
lots of money, and lots of friends.
Health be yours, whatever you do,
and may God send many blessings to you!

May the sun shine, all day long,
everything go right, and nothing wrong.
May those you love bring love back to you,
and may all the wishes you wish come true!

May your feet never sweat,
your neighbor give you ne're a treat.
When flowers bloom, I hope you'll not sneeze,
and may you always have someone to sqeeze!

(as sent to me from Ralph Roberts)

Back from LasVegas

The Best Just Got Better!!!
Now more than ever I am ready to serve you and your needs in Real Estate. The conference has helped to regenerate me and help serve you better.So Let me know what is going on with you. Where do you stand regarding real estate? Have you set it aside? Have you purchased already? If so, what did I not do right by you? What could I have or do better for your needs? I am very interested in hearing the good, the bad and the ugly. That is the only way my services can be better for you.
Also just got back from the Otteau seminar, a prominent market analyst for Real Estate. What he put into words backs up my statistics on my website.
The market is gearing for a recovery! Slow and Steady. The next 90 days will be the best time to purchase because everything is level. The interest rates are still the BEST IN 35 YEARS! The prices have leveled.
January and February has already seen a 5% to 10% increase in activity. Yes there is alot of inventory however, what this means to you is that when the house is NOT overpriced it will go quickly.
For Sellers, right now is the time to price your house by looking at YOUR lowest price competitor on the market and underpricing them. Statisitics have shown that when you do that you will sell quickly within around 50 days and at around 97% of your asking price. If you set your price high, then you will be on the market longer and when you do sell you will get about 94% of your asking price. So PRICING is still an issue.
For Buyers, right now is a good time because the rates are still at an all time low, the prices have leveled out and there is alot to choose from, however because the market has become active, sellers are becoming much firmer at their asking price. Bargain Hunting is NOT an option now.Right Pricing for both Seller and Buyer is the buzz.
No longer interested in getting MLS updates or emails from me please let me know and I will do my best to get you off all of MY lists. I DO NOT sell, rent or give your names out to others, because I have many websites and databases it takes me a while to get you deleted so please be patient I will do as you ask.
Thank you for staying loyal with me and allowing me to help you with your real estate needs.

My Brain is Full

This says it all for me from Far Side.
Since October every Monday and Wednesday I have been going to broker class to study and apply for my broker's license.
Don't you already have that? you may ask.
The answer is that I have my Real Estate Sales Associate license.
By getting my Broker's License that will allow me to either continue selling in my current office with my current Broker or I can choose to open my own office and have Sales Associates working for me. While I have considered the thought and it has been tantalizing currently I do not think I am ready for it. Lastly I can work as a Manager overseeing sales associates and doing everything as if it were my own office except I do not have the financial obligations, however my obligations then are to the owner of the company. Also this opens doors for other opportunities.
The reason I chose to pursue this grueling course is for my personal benefit, enlightenment and ultimately for the consumer, who will benefit by my continuing my education. When doors of opportunities open as a result of this so much the better.
So now everyday I am taking 3 hours of practice tests as I wait for the paperwork from the state to come back and allows me to go for the state testing.
IN the meantime as a result of having a great 2006 I ahve won an award and am going to the Coldwell Banker International Conference which is being held this year in Las Vegas. Never been there and am a little apprehensive about it. The postive is I will meet other Sales Associates from other parts of the nation and get to brain storm (oops) maybe not, about what is happening in their neck of the woods.
I promise to let you know what I find.

THE NEW JERSEY SCHOOL REPORT CARD FOR 2006

WELCOME TO THE NEW JERSEY SCHOOL REPORT CARD FOR 2006 for Monmouth County click on link below

http://education.state.nj.us/rc/rc06/menu/25.html

January 1 to January 31 2007 Homes Active and Sold

Atlantic Highlands:
Total Homes on Market 41
Number of Just Listed this month: 11
Average List Price $785,922
Number of Closed Sales for the month: 4
Average Days on Market: 74
Ratio of sale price to list price: 94%
Median Closed Price: $445,000
Homes Expired in the month 1

Fair Haven:
Total Homes on Market 38
Number of Just Listed this month: 8
Average List Price $696450
Number of Closed Sales for the month: 5
Average Days on Market: 59
Ratio of sale price to list price: 95.01%
Median Closed Price: $585,000
Homes Expired in the month 4

Little Silver:
Total Homes on Market 44
Number of Just Listed this month: 15
Average List Price $1,134,220
Number of Closed Sales for the month: 5
Average Days on Market: 119
Ratio of sale price to list price: 97.61%
Median Closed Price: $550,000
Homes Expired in the month 2

Middletown:
Total Homes on Market 402
Number of Just Listed this month: 130
Average List Price $550,274
Number of Closed Sales for the month: 35
Average Days on Market: 103
Ratio of sale price to list price: 95.67%
Median Closed Price: $400,000
Homes Expired in the month 51

Oceanport:
Total Homes on Market 40
Number of Just Listed this month: 12
Average List Price $724,383
Number of Closed Sales for the month: 1
Average Days on Market: 163
Ratio of sale price to list price: 92.59 %
Median Closed Price: $999,000
Homes Expired in the month 3

Monmouth Beach:
Total Homes on Market 32
Number of Just Listed this month: 7
Average List Price $961,829
Number of Closed Sales for the month: 1
Average Days on Market: 179
Ratio of sale price to list price: 87.44%
Median Closed Price: $550,000
Homes Expired in the month 5

Red Bank:
Total Homes on Market 55
Number of Just Listed this month: 14
Average List Price $582,886
Number of Closed Sales for the month: 6
Average Days on Market: 61
Ratio of sale price to list price: 93.49%
Median Closed Price: $350,000
Homes Expired in the month 3

Rumson:
Total Homes on Market 106
Number of Just Listed this month: 40
Average List Price 1,462,542
Number of Closed Sales for the month: 6
Average Days on Market: 100
Ratio of sale price to list price: 94.33%
Median Closed Price: $1,566,750
Homes Expired in the month 14

Sea Bright:
Total Homes on Market 15
Number of Just Listed this month: 2
Average List Price $669,000
Number of Closed Sales for the month: 2
Average Days on Market: 186
Ratio of sale price to list price: 98.44%
Median Closed Price: $629,500
Homes Expired in the month 3

Highlands:
Total Homes on Market 46
Number of Just Listed this month: 7
Average List Price $363,414
Number of Closed Sales for the month: 3
Average Days on Market: 128
Ratio of sale price to list price: 91.51%
Median Closed Price: $475,000
Homes Expired in the month 5

Spring Lake:
Total Homes on Market 76
Number of Just Listed this month: 23
Average List Price $2,422,909
Number of Closed Sales for the month: 7
Average Days on Market: 129
Ratio of sale price to list price: 93.27%
Median Closed Price: $1,368,000
Homes Expired in the month 8

Tinton Falls:
Total Homes on Market 63
Number of Just Listed this month: 10
Average List Price $469,179
Number of Closed Sales for the month: 12
Average Days on Market: 99
Ratio of sale price to list price: 95.46%
Median Closed Price: $466,250
Homes Expired in the month 5

Based on single family homes.

If you would like to see more stats on other towns either go to www.monmouthcountymarketwatch.com
or email me.

PIN NUMBER REVERSAL (GOOD TO KNOW)

PIN NUMBER REVERSAL (GOOD TO KNOW)

If you should ever be forced by a robber to withdraw money from an ATM
machine, you can notify the police by entering your Pin # in reverse.

For example if your pin number is 1234 then you would put in 4321. The
ATM recognizes that your pin number is backwards from the ATM card you
placed in the machine.


The machine will still give you the money you requested, but unknown to
the robber, the police will be immediately dispatched to help you.

This information was recently broadcasted on TV and it states that it
is seldom used because people don't know it exists.

Just thought this may be of interest to everyone.

December 2006 Single Family Market Watch

December 1, 2006 to December 3, 2006

Atlantic Highlands:
Total Homes on Market.................................................... 37
Number of Just Listed this month:................................... 6
Average List Price.............................................................. $449,283
Number of Closed Sales for the month:........................ 6
Average Days on Market:................................................. 68
Ratio of sale price to list price:....................................... 91%
Median Closed Price:......................................................... $990,000
Homes Expired in the month............................................. 3

Fair Haven:
Total Homes on Market.................................................... 50
Number of Just Listed this month:................................... 6
Average List Price.............................................................. $708,817
Number of Closed Sales for the month:......................... 9
Average Days on Market:................................................. 75
Ratio of sale price to list price:....................................... 96%
Median Closed Price:......................................................... $522,500
Homes Expired in the month............................................. 4

Little Silver:
Total Homes on Market.................................................... 4
Number of Just Listed this month:................................... 2
Average List Price.............................................................. $592,400
Number of Closed Sales for the month:......................... 5
Average Days on Market:................................................. 94
Ratio of sale price to list price:....................................... 88%
Median Closed Price:......................................................... $515,000
Homes Expired in the month............................................. 4

Middletown:
Total Homes on Market.................................................... 50
Number of Just Listed this month:................................... 55
Average List Price.............................................................. $549,800
Number of Closed Sales for the month:......................... 55
Average Days on Market:................................................. 89
Ratio of sale price to list price:....................................... 93%
Median Closed Price:......................................................... $417,000
Homes Expired in the month............................................. 48

Oceanport:
Total Homes on Market.................................................... 40
Number of Just Listed this month:................................... 7
Average List Price.............................................................. $1,325,986
Number of Closed Sales for the month:......................... 3
Average Days on Market:................................................. 212
Ratio of sale price to list price:....................................... 92 %
Median Closed Price:......................................................... $395,000
Homes Expired in the month............................................. 6

Monmouth Beach:
Total Homes on Market.................................................... 33
Number of Just Listed this month:................................... 5
Average List Price.............................................................. $1,457,880
Number of Closed Sales for the month:......................... 2
Average Days on Market:................................................. 68
Ratio of sale price to list price:....................................... 89%
Median Closed Price:......................................................... $1,200,000
Homes Expired in the month............................................. 1

Red Bank:
Total Homes on Market.................................................... 54
Number of Just Listed this month:................................... 8
Average List Price.............................................................. $426,225
Number of Closed Sales for the month:......................... 7
Average Days on Market:................................................. 89
Ratio of sale price to list price:....................................... 97%
Median Closed Price:......................................................... $362,500
Homes Expired in the month............................................. 6

Rumson:
Total Homes on Market.................................................... 50
Number of Just Listed this month:................................... 13
Average List Price.............................................................. 1,471,208
Number of Closed Sales for the month:......................... 10
Average Days on Market:................................................. 96
Ratio of sale price to list price:....................................... 90%
Median Closed Price:......................................................... $1,374,500
Homes Expired in the month............................................. 14

Sea Bright:
Total Homes on Market.................................................... 17
Number of Just Listed this month:................................... 2
Average List Price.............................................................. $724,500
Number of Closed Sales for the month:......................... 1
Average Days on Market:................................................. 125
Ratio of sale price to list price:....................................... 87%
Median Closed Price:......................................................... $2,575,000
Homes Expired in the month............................................. 4

Shrewsbury Boro & Township:
Total Homes on Market.................................................... 33
Number of Just Listed this month:................................... 9
Average List Price.............................................................. $680,200
Number of Closed Sales for the month:........................... 2
Average Days on Market:................................................. 60
Ratio of sale price to list price:.......................................... 93%
Median Closed Price:......................................................... $520,000
Homes Expired in the month............................................. 3

Spring Lake:
Total Homes on Market.................................................... 61
Number of Just Listed this month:................................... 7
Average List Price.............................................................. $2,634,129
Number of Closed Sales for the month:........................... 6
Average Days on Market:................................................. 77
Ratio of sale price to list price:.......................................... 88%
Median Closed Price:......................................................... $1,620,000
Homes Expired in the month............................................. 1

Tinton Falls:
Total Homes on Market.................................................... 61
Number of Just Listed this month:................................... 5
Average List Price.............................................................. $528,560
Number of Closed Sales for the month:........................... 5
Average Days on Market:................................................. 98
Ratio of sale price to list price:.......................................... 97%
Median Closed Price:......................................................... $435,000
Homes Expired in the month............................................. 8

Based on Single Family homes ONLY. for more information go to www.monmouthcountymarketwatch.com


--Information deemed reliable but not guaranteed--Copyright: 2006 by the Monmouth County Association of REALTORS® Prepared by GLORIA BENAROCH of COLDWELL BANKER RES. BROKERAGE on 12/31/2006 3:49:55 PM

A Poem that I thought worth posting

This was sent to me and I thought it to be worth posting....

We may not always realize
That every thing we do,
Affects not only our lives
But touches others, too.

For a little bit of thoughtfulness
That shows someone you care,
Creates a ray of sunshine
For both of you to share.

Yes, every time you offer
Someone a helping hand-
Every time you show a friend
You care and understand...

Every time you have
A kind and gentle word to give
You help someone find beauty
In this precious life we live.

For happiness brings happiness
And loving ways bring love;
And giving is the treasure
That contentment is made of.

Author Unknown

Realtor Christmas Cheer

A Bit of Christmas Cheer:

'Twas an hour before closing and the agents were tense,

to close Christmas Eve just didn't make sense.

But the seller was booked on the 6 o'clock flight

and had warned, "THERE WILL BE A CLOSING TONIGHT!"

The agents agreed because business was dead,

and visions of commission checks danced in their heads.

The loan was approved by the lender's good grace,

Everyone knew 'twas a borderline case.

The buyers divorced, remarried again,

Divorced once more, and now were just friends.

The loan package complete to the closer was carried,

With instructions to close before they remarried.

The title policy arrived via UPS,

From page One through Sixteen, a terrible MESS!

An improper legal, 3 judgments, a lien,

But a few lines on page seven, looked pretty clean.

The title was cleared and the closing was set,

But to finish today was not a sure bet.

The closer dashed in waving her HUD,

It was covered with whiteout, coffee and crud.

But down in the corner you barely could see,

that the buyer still owed a buck thirty-three.

So the closer extracted a bill from her compact,

And the agents agreed to the rest on the contract.

To add some interest, the seller revealed,

to everyone's horror - the well wasn't sealed.

And, oh yes, he wanted to change the disclosure,

His mother just died of RADON EXPOSURE!

Everything else in his house was O.K.

(his cracked floors and walls were always that way)

About that time the buyer chimed in,

"we'd like to continue, but before we begin,

I noticed these papers - I'm likely to blame,

But I gave my agents the wrong legal name,

And one more thing I had hoped to avoid,

Does it really matter if I'm self-employed?"
About this time the closer exploded.

She pulled out a gun and said it was loaded.

Everyone froze and sat there amazed,

She frothed at the mouth and her eyes were both glazed.

More rapid than eagles, her curses they came;

she bristled and spouted and called them BAD names.

"THE CLOSING IS OFF, DO I MAKE MYSELF CLEAR??

MERRY CHRISTMAS TO ALL - NOW GET OUT OF HERE!"

THE CHRISTMAS CLOSING


Author unknown
-- "Live, Laugh, Love"

A Sailor's Christmas

Hi all,
This was sent to me , not sure of the author, but wanted to share:

A Sailor's Christmas

Twas the night before Christmas, the ship was out steaming, Sailors stood watch while others were dreaming.

They lived in a crowd with racks tight and small, In a 80-man berthing, cramped one and all.

I had come down the stack with presents to give, And to see inside just who might perhaps live.

I looked all about, a strange sight did I see, No tinsel, no presents, not even a tree.

No stockings were hung, shined boots close at hand, On the bulkhead hung pictures of a far distant land.

They had medals and badges and awards of all kind, And a sober thought came into my mind.

For this place was different, so dark and so dreary, I had found the house of a Sailor, once I saw clearly.

A Sailor lay sleeping, silent and alone, Curled up in a rack and dreaming of home.

The face was so gentle, the room squared away, This was the United States Sailor today.

This was the hero I saw on TV,

Defending our country so we could be free.

I realized the families that I would visit this night, Owed their lives to these Sailors lay willing to fight.

Soon round the world, the children would play, And grownups would celebrate on Christmas Day.

They all enjoyed freedom each day of the year, Because of the Sailor, like the one lying here.

I couldn't help wonder how many lay alone, On a cold Christmas Eve on a sea, far from home.

The very thought brought a tear to my eye, I dropped to my knees and started to cry.

The Sailor awakened and I heard a calm voice, "Santa, don't cry, this life is my choice."

"Defending the seas all days of the year, So others may live and be free with no fear."

I thought for a moment, what a difficult road, To live a life guided by honor and code.

After all it's Christmas Eve and the ship's underway!

But freedom isn't free and it's sailors who pay.

The Sailor say's to our country "be free and sleep tight, No harm will come, not on my watch and not on this night.

The Sailor rolled over and drifted to sleep, I couldn't control it, I continued to weep.

I kept watch for hours, so silent, so still, I watched as the Sailor shivered from the night's cold chill.

I didn't want to leave on that cold dark night, This guardian of honor so willing to fight.

The Sailor rolled over and with a voice strong and sure, Commanded, "Carry on Santa, It's Christmas, and All is Secure!"

HONOR, COURAGE AND COMMITMENT

PC MAintenance starting the year with good computer habits...

These are some of the things that I NOW automatically do becuase of lessons dearly learned and items lost forever.

Daily:

• Update virus and spyware programs (if they don't do it on their own)
• Back up any work that you have done onto a usb key

When a program crashes ( which in my case outlook does on a regular basis, stillhave not figured it out) close and restart your computer this clears it out.

Weekly:

• Perform a full computer virus scan and spyware scan ( schedule it to be done automatically)
• Back up anything you've worked on and updated that you forgot to back up daily.

Monthly:

Personally I am still behind on this but it is a good idea to check up on all updates for the most used programs.

Yearly:

Which is around now that I start going through all the files I have made during the year, see which ones I absoulutely must have, trash can those I really don't need and file away the rest.

Alos it's bewen advised to vacuum the computer and air blow out for dust. I have several cats and really need to do this more often than once a year.

These and many more tips I have gotten from pcworld.com one of the first places I go to check out for any information on computers.

Housing Forecast 2007

Most housing markets experiencing slowdowns aren't facing fundamental economic problems like job losses and out migration and will see prices correct, rather than collapse, in 2007.

Barring an unforeseen jolt to consumer confidence or a sudden rise in interest rates, the volume of home sales nationwide in 2007 will be similar to or slightly below 2006 levels. In order for this to happen, prices will have to come down in areas that saw rapid appreciation during the boom years.

A "good solid price correction will bring buyers back into the market." said Lereah, National Association of Realtors economist.

Don't expect mortgage rates to go up or down more than 1/2 % in the year ahead because of "a huge flood of Global capital looking for places to invest.

"Sales activity may hold up pretty well, but I think we should prepare for a long extended period" with little price appreciation, Sklarz, head of global research for New City Technology said.

Boom markets headed for a prolonged correction include regions on both coasts that saw rapid price appreciation, plus Las Vegas and Phoenix, Lereah said.

"Job growth is steady, we have low unemployment at 4.4 percent nationwide, and stable, long-term interest rates. These are all solid indicators holding up the economy."

In areas of south Florida where prices rose rapidly during the boom, there's a large supply of inventory, especially condos, Lereah said. Rising insurance costs in the state's coastal areas are prompting others to put their homes up for sale.

Baby boomers looking to retire to a sunny climate will begin settling in northern Florida, which is viewed as less risky to natural disasters and price swings.

Some baby boomers are choosing to leave the Sunshine State behind -- although it's taking them awhile to unload their homes, and they're not getting what they used to for them.

A Raleigh, N.C., broker saidthere has been a "trickle down" effect among buyers relocating to the area from Florida. The homes they leave behind stay on the market longer, and they show up in North Carolina with less cash, the broker said.

Such buyers are nicknamed "half backs" -- people who moved to Florida from the Northeast and now want to move halfway back, stopping in places like the Smoky Mountains and North Carolina.

Drawn by rising property values in their own countries and a weakening of the dollar, foreign investors from Latin America and Europe continue to buy property in Florida, Lereah said. Some 15 percent of homes sold in Florida are purchased by non-U.S. residents, he said.

If you've ever lived in Jersey or known someone from Jersey ..you'll appreciate this!!!

If you've ever lived in Jersey or known someone from Jersey ..you'll appreciate this!!!

· New Jersey is a peninsula.

· Highlands, New Jersey has the highest elevation along the entire eastern seaboard, from Maine to Florida .

· New Jersey is the only state where all of its counties are classified as metropolitan areas.

· New Jersey has more race horses than Kentucky

· New Jersey has more Cubans in Union City (1 sq mi.) than Havana , Cuba .

· New Jersey has the densest system of highways and railroads in the US .

· New Jersey has the highest cost of living.

· New Jersey has the highest cost of auto insurance.

· New Jersey has the highest property taxes in the nation.

· New Jersey has the most diners in the world and is sometimes referred to as the "Diner Capital of the World."

· New Jersey is home to the original Mystery Pork Parts Club (no, not Spam): Taylor Ham or Pork Roll.

· Home to the less mysterious but the best Italian hot dogs and Italian sausage w/peppers and onions.

· North Jersey has the most shopping malls in one area in the world, with seven major shopping malls in a 25 square mile radius.

· New Jersey is home to the Statue of Liberty and Ellis Island

· The Passaic River was the site of the first submarine ride by inventor John P. Holland

· New Jersey has 50+ resort cities & towns; some of the nation's most famous: Asbury Park , Wildwood, Atlantic City , Seaside Heights , Long Branch , Cape May.

· New Jersey has the most stringent testing along our coastline for water quality control than any other seaboard state in the entire country.

· New Jersey is a leading technology & industrial state and is the largest chemical producing state in the nation when you include pharmaceuticals.

· Jersey tomatoes are known the world over as being the best you can buy.

· New Jersey is the world leader in blueberry and cranberry production (and here you thought Massachusetts ? Thanks to those Ocean Spray commercials!)

· Here's to New Jersey - the toast of the country! In 1642, the first brewery in America , opened in Hoboken

· New Jersey rocks! The famous Les Paul invented the first solid body electric guitar in Mahwah, in 1940.

· New Jersey is a major seaport state with the largest seaport in the US , located in Elizabeth . Nearly 80 percent of what our nation imports comes through Elizabeth Seaport first.

· New Jersey is home to one of the nation's busiest airports (in Newark ), Liberty International.

· George Washington slept here, he slept many places it seems.

· Several important Revolutionary War battles were fought on New Jersey soil, led by General George Washington.

· The light bulb, phonograph (record player), and motion picture projector, were invented by Thomas Edison in his Menlo Park , NJ , laboratory. We also boast the first town ever lit by incandescent bulbs.

· The first seaplane was built in Keyport , NJ .

· The first airmail (to Chicago ) was started from Keyport , NJ .

· The first phonograph records were made in Camden , NJ .

· New Jersey was home to the Miss America Pageant held in Atlantic City .

· The game Monopoly, played all over the world, named the streets on its playing board after the actual streets in Atlantic City .

· And, Atlantic City has the longest boardwalk in the world, not to mention salt water taffy.

· New Jersey has the largest petroleum containment area outside of the Middle East countries.

· The first Indian reservation was in New Jersey , in the Watchung Mountains

· New Jersey has the tallest water-tower in the world. ( Union , NJ !!!)

· New Jersey had the first medical center, in Jersey City .

· The Pulaski SkyWay, from Jersey City to Newark , was the first skyway highway.

· NJ built the first tunnel under a river, the Hudson ( Holland Tunnel) see above for the name.

· The first baseball game was played in Hoboken , NJ , which is also the birthplace of Frank Sinatra.

· The first intercollegiate football game was played in New Brunswick in 1889 ( Rutgers College played Princeton ).

· The first drive-in movie theater was opened in Camden , NJ , (but they're all gone now!).

· New Jersey is home to 2 out of 3 of " NEW YORK 'S" pro football teams!

· The first radio station and broadcast was in Paterson, NJ.

· The first FM radio broadcast was made from Alpine, NJ, by Maj. Thomas Armstrong.

· All New Jersey natives: Sal Martorano, Jack Nicholson, Bruce Springsteen, Bon Jovi, Jason Alexander, Queen Latifah, Susan Sarandon, Connie Francis, Shaq, Judy Blume, Aaron Burr, Joan Robertson, Ken Kross, Dionne Warwick, Sarah Vaughn, Budd Abbott, Lou Costello, Alan Ginsberg, Norman Mailer, Marilynn McCoo, Flip Wilson, Alexander Hamilton, Whitney Houston, Eddie Money, Linda McElroy, Eileen Donnelly, Grover Cleveland, Woodrow Wilson, Walt Whitman, Jerry Lewis, Tom Cruise, Joyce Kilmer, Bruce Willis, Caesar Romero, Ovi Garcia, Lauryn Hill, Ice-T, Nick Adams, Nathan Lane, Sandra Dee, Danny DeVito, Richard Conti, Joe Pesci, Joe Piscopo, Joe DePasquale, Robert Blake, John Forsythe, Meryl Streep, Loretta Swit, Norman Lloyd, Paul Simon, Jerry Herman, Gorden McCrae, Kevin Spacey, John Travolta, Phyllis Newman, Anne Morrow Lindbergh, Eva Marie Saint, Elisabeth Shue, Zebulon Pike, James Fennimore Cooper, Admiral Wm.Halsey,Jr., Dave Thomas (Wendy's), William Carlos Williams, Ray Liotta, Ron Vigneri, Robert Wuhl, Bob Reyers, Paul Robeson, Ernie Kovacs, Joseph Macchia, Kelly Ripa, and, of course, Francis Albert Sinatra and "Uncle Floyd" Vivino.

· Bob Meade adds: The Great Falls in Paterson, on the Passaic River, is the second highest waterfall on the East Coast of the US

You know you're from Jersey when . . .

· You don't think of fruit when people mention "The Oranges."

· You know that it's called Great Adventure, not Six Flags.

· A good, quick breakfast is a hard roll with butter.

· You've known the way to Seaside Heights since you were seven.

· You've eaten at a diner, when you were stoned or drunk, at 3 A.M.

· You know that the state isn't one big oil refinery.

· At least three people in your family still love Bruce Springsteen, and you know the town Jon Bon Jovi is from.

· You know what a "jug handle" is.

· You know that WaWa is a convenience store; if you're from the shore, us Northerns know Quick Checks!

· You know that the state isn't all farmland.

· You know that there are no "beaches" in New Jersey --there's the shore--and you don't go "to the shore," you go "down the shore." And when you are there, you're not "at the shore"; you are "down the shore."

· You know how to properly negotiate a circle.

· You knew that the last sentence had to do with driving.

· You know that this is the only "New" state that doesn't require "New" to identify it (try . . . Mexico . . York ..! . . Hampshire-- doesn't work, does it?).

· You know that a " White Castle " is the name of BOTH a fast food chain AND a fast food sandwich.

· You consider putting mayo on a corned beef sandwich a sacrilege.

· You don't think "What exit?" is very funny.

· You know that people from the 609 area code are "a little different."
· Yes they are!

· You know that no respectable New Jerseyan goes to Princeton--that's for out-of-staters.

· The Jets-Giants game has started fights at your school or local bar.

· You live within 20 minutes of at least three different malls.

· You refer to all highways and interstates by their numbers.

· Every year you have at least one kid in your class named Tony.

· You know the location of every clip shown in the Sopranos opening credits.

· You've gotten on the wrong highway trying to get out of the mall.

· You know that people from North Jersey go to Seaside Heights , and people from Central Jersey go to Belmar, and people from South Jersey go to Wildwood. It can be no other way.

· You weren't raised in New Jersey --you were raised in either North Jersey, Central Jersey or South Jersey .

· You don't consider Newark or Camden to actually be part of the state.

· You remember the stores Korvette's, Two Guys, Rickel's, Channel, Bamberger's and Orbach's.

· You also remember Palisades Amusement Park

· You've had a boardwalk cheese steak and vinegar fries.

· You start planning for Memorial Day weekend in February.

And finally ...

· You've NEVER, NEVER, NEVER, EVER pumped your own gas.

Christmas Time Giving

We at the office have been giving every year to needy families sponsored by YMCA.
This year we found a person who is always looking for items for families that don't have anything. He'll tak any kind of furniture etc. If you have something sitting in the attic, basement or garage call me and I'll be glad to give Joe's number or make arrangments for pick up.
While this is always at the fore front during the Holidya season. Remember people always are in need ALL year round.

http://www.realestateshows.com/112399

Just a little fun I put together on how people view real estate. I hope you enjoy and get a good laugh.

Friends come in all sizes....

Friends come in all sizes....
They will support you....

And respect your creativity for thinking outside the box....
They'll be there when you need a shoulder to lean on....
Or a great big hug....

A true friend takes interest in
understanding what you're all about....
They see beyond the black and white to discover your true colours....
And accept you just the way you are...
Even when you just wake up in the morning
So make your own kind of music....


Follow your heart wherever it takes you....

And when someone reaches out to you,
Don't be afraid to love them back....
They may just be a friend for life....

Practice patience
and tolerance.....






Good friends are hard to find, harder to leave....
And impossible to forget!

State of the real estate market 3rd quarter Review

These are the active CLOSED SALES price range for monmouth county NJ
Town ActiveSOLD Price range 2006
Atlantic Highlands $300,000 - $349,999 5
Atlantic Highlands $550,000 - $599,999 6
overall Atlantic Highlands is down 42%

Little Silver $550,000 - $599,999 10
Little Silver $600,000 - $699,999 10
overall Little Silver is down 26.1

Long Branch $250,000 - $299,999 14
Long Branch $300,000 - $399,999 56
Long Brnach $400,000 - $499,999 29
overall Long Branch is down 12%

Monmouth Beach $1,000,000 - $1,499,999 6

Rumson $1,000,000 - $1,499,999 14
Rumson $2,000,000 - Above 20
overall Rumson is down 19%

Fair Haven $600,000 - $699,999 10
Fair Haven $1,000,000 - $1,499,999 11
over all Fair Haven is down 10.7

Highlands $250,000 - $49,999 13
overall Highlands is down 28%

Red Bank $300,000 - $399,999 25
Red Bank $450,000 - $499,999 13
overall Red Bank is down 5%

Oceanport $400,000 - $499,999 14
overall Oceanport is down 10.4%

As of right now Monmouth County is down 17%.

What does all this mean to you? Well it means that the market has definitely slowed down and that there ARE sales as long as the property is priced well.

If you want more detailed information go to my newly created website: http://www.monmouthcountymarketwatch.com/ and on a monthly basis you will see what is happening to Monmouth county and its towns.

If you are interested in receiving monthly updates on what's happening in your neighborhood please email me and Ill start sending you that information.