Fwd: (Toss Tip) Your March De-Clutter Game from Jamie Novak 3-1-16

Are you ready for your March de-cluttering challenge? I created a fun little game so we can tackle that clutter together! Begin on the START HERE square then follow the arrows around the board completing the task in each shape as you go. Before you know it you'll land on END HERE and you'll have completed the game. Ready, set, let's play! Click here to print your boardgame. Wishing you a clutter-free week, Jamie PS Coming up this Saturday March 5th at the Warren Twp. Library in NJ at 2pm register here If you have been to a program in the past please know most programs are NEW or include new content. Some are BRAND NEW including entire programs on: how to overcoming procrastination organizing paperwork and photographs how to find the time and get organized to write your book Here's a snapshot list of locations listed alphabetically– click here for details about each event: Coming up this Saturday March 5th at the Warren Twp. Library in NJ at 2pm register here MARCH Warren, NJ Saturday March 5th 2pm Hackensack, NJ Tuesday March 15th 7pm Old Bridge, NJ Friday March 18th 7pm New Egypt, NJ Monday March 21st 6pm Piscataway, NJ Wednesday March 23rd 7pm Ho-Ho-Kus, NJ March 24th 7pm Palisades Park, NJ Tuesday March 29th 7pm Bayville, NJ Wednesday March 31st 6:30pm APRIL Teaneck, NJ Friday April 1st 10:30am Somerset, NJ Sunday April 3rd 2pm Westfield NJ Tuesday April 5th 7pm Lavalette, NJ Wednesday April 6th 7:30pm Parlin/Sayreville, NJ Thursday April 7th 7pm Bloomfield, NJ Monday April 11th 6pm Clifton, NJ Tuesday April 12th 7pm Springfield, NJ Wednesday April 13th 7pm Emerson, NJ Thursday April 14th 7pm Succasunna, NJ Tuesday April 19th 6:30pm Whippany, NJ Wednesday April 20th 7pm Hillsborough, NJ Thursday April 21st 7pm Verona, NJ Sunday April 24th 3pm Waretown, NJ Monday April 25th 3pm Allendale, NJ Tuesday April 26th 7pm Long Valley NJ Wednesday April 27th 7pm Tenafly NJ Thursday April 28th 7pm North Brunswick, NJ Friday April 29th 7pm MAY North Bergen, NJ Wednesday May 4th 6pm Wyckoff, NJ Tuesday May 10th 7pm Manahawkin, NJ Saturday May 14th 2pm Orangeburg, NY Monday May 16th 7pm Dumont, NJ Wednesday May 18th 7pm Little Falls, NJ Thursday May 19th 7pm Nazareth, PA Tuesday May 24th 7pm South Brunswick/Monmouth Junction, NJ Wednesday May 25th 7pm Bogota, NJ Thursday May 26th 7pm JUNE Monroe Twp. Tuesday June 14th 1pm Ridgewood, NJ Thursday June 16th 7pm JULY Fort Lee, NJ Wednesday July 20th Time TBD SEPTEMBER Basking Ridge, NJ Thursday Sept. 15th 7pm Vineland, NJ Monday Sept 19th 6pm Suffern, NY Thursday Sept., 29th 7pm Glen Rock, NJ Monday Sept., 16th 7pm DECEMBER Bound Brook, NJ Tuesday Dec., 6th 7pm You received this email because you subscribed at our website, or you gave us your permission at an event. To ensure delivery to your inbox (not bulk or junk folders), please add Jamie@JamieNovak.com to your address book. Hit reply with the word unsubscribe and I'll do it for you or you may click here to unsubscribe from this list if you no longer wish to receive our emails. Bite Size Living ™ is written and produced by Jamie Novak. If you have any questions or comments, or for reprint permission of this newsletter, please email Jamie@JamieNovak.com. © Copyright All rights reserved. Novak Organizing LLC 401 US Highway 22 14C North Plainfield NJ 07060 This site may contain advertising banner, affiliate links and Amazon affiliate links. In the event that an Amazon affiliate link is used, I will receive commission on the sale of the products. Please know the affiliate program does not influence my decision of what products to use and share as I only feature items I would link to with or without an affiliate link. All reviews and opinions on this site are mine and mine alone. If I am given a product to review I will give full disclosure at the end of the post. I share my personal projects and what works for me; however, I can never guarantee that those same projects will also work for you and your home. As the reader, you assume any risks involved when completing projects seen on this site. I am not personally liable for any projects that are completed based on the ideas and inspiration shared here. If you have any questions please ask. And always test cleaners/products on a small inconspicuous area before using them, just because they work for me in my home with my current home finishes does not guarantee they work for you. And of course always follow the directions on the package.

Fwd: Information Session in Union Beach, NJ

​ reNewJerseyStronger.org

Do you have any questions about your RREM or LMI Homeowner Rebuilding Program grant? Please join DCA Sandy Recovery Division for a Housing Recovery Information Session in Union Beach Borough to assist homeowners with questions about rebuilding their homes and information on next steps in the program.   On Thursday, March 3rd, the NJ Department of Community Affairs (DCA) will be onsite at the Union Hose Fire Co No 1 in Union Beach, Monmouth County, to provide personal assistance for Sandy-impacted homeowners participating in RREM or the LMI Program.   Who:              Representatives from DCA Sandy Recovery Division, New Jersey Division of Consumer Affairs, New Jersey Housing and Mortgage Finance Agency, RREM Program Managers, and Sandy Recovery Housing Counseling agencies.   What:             Individualized, hands-on assistance to help eligible RREM and LMI Program participants with any housing recovery questions or issues they might have. Opportunity to submit necessary documents and understand next steps in the rebuilding process.   Where:          Union Hose Fire Co No 1                        1224 Florence Avenue                        Union Beach, NJ  07735   When:            Thursday, March 3rd                          4 p.m.– 7 p.m.   Homeowners may walk in at any time. No appointment is necessary.   The Information Session is open to eligible RREM and LMI Program participants. Information Sessions are designed to provide one-on-one attention to address homeowners' questions that arise during all stages in their RREM or LMI Program processes.   Homeowners can use the Information Session to: Check the status of their application; Submit necessary forms to expedite the rebuilding process; Address challenges they may be facing in their individual rebuilding process; Determine new action items; and Educate themselves about best practices and key information as they move through the process. For more information on the Housing Recovery Information Session, applicants may contact the DCA's Sandy Constituent Services Office by calling 609-292-3750 or by emailing sandy.recovery@dca.nj.gov.     ¿Tiene preguntas sobre su subsidio con los programas de RREM o LMI de reconstrucción para propietarios?       Por favor, acompañe a la División Sandy de Recuperación del DCA en una sesión de información por realizarse en el municipio de Union Beach, donde responderemos a sus preguntas sobre reconstrucción de viviendas y brindaremos información sobre los próximos pasos en el proceso de participación en esos programas. El Departamento de Asuntos Comunitarios (DCA) organizará una reunión de información el jueves 3 de marzo en el local de Union Hose Fire Co No 1, en Union Beach, condado de Monmouth, para brindar atención personal a propietarios afectados por el huracán Sandy, quienes participan en los programas de Reconstrucción, Rehabilitación, Elevación y Mitigación (RREM) y de Reconstrucción para Propietarios con Ingresos Bajos a Moderados (LMI). Quiénes atenderán sus preguntas: Representantes de la División Sandy de Recuperación del DCA; de la División de Asuntos del Consumidor, y de la Agencia de Financiamiento de Hipotecas y Viviendas; así como gerentes de proyecto del RREM y representantes de las agencias de Asesoría Sandy para Reconstrucción de Vivienda. Qué: Asistencia personal y práctica para ayudar a participantes elegibles de los programas de RREM y de LMI dando respuesta a todas sus preguntas sobre recuperación de viviendas o sobre problemas que puedan tener. Es el momento oportuno de entregar los documentos necesarios y de enterarse sobre los próximos pasos por seguir en el proceso de reconstrucción. Dónde:           Union Hose Fire Co No 1                        1224 Florence Avenue                        Union Beach, New Jersey  07735 Cuándo:        Jueves, 3 de marzo                       4 p.m. – 7 p.m.   Los propietarios pueden llegar en cualquier momento. No es necesario fijar cita previa. La sesión informativa está abierta a todos los participantes elegibles de los programas de RREM y de LMI. Las sesiones han sido diseñadas para dar atención caso por caso dando respuesta a las preguntas que planteen los propietarios de vivienda acerca de todas las etapas de su participación en los programas de RREM y de LMI. Los propietarios pueden aprovechar la sesión de información para lo siguiente: •           Comprobar el estatus de su solicitud; •           Entregar los formularios que se necesiten para agilizar el proceso de reconstrucción; •           Plantear retos que podrían enfrentar en el proceso particular de reconstrucción de su vivienda; •           Identificar nuevas acciones por seguir; y •           Educarse sobre las mejores prácticas e información clave a medida que se avanza en el proceso de reconstrucción. Para más información sobre la sesión informativa, los solicitantes pueden comunicarse con la Oficina de Servicios Sandy al Constituyente del DCA al 609-292-3750, o enviar un correo electrónico a sandy.recovery@dca.nj.gov.

 

Fwd: Smoke & CO Alarms | HomeKeepr Reminder

Smoke & CO Alarms Reenergize for Safety When it comes to safety, there are very few items in your home more important than the smoke and CO detectors. With very little cost and effort you can rest assured knowing that warning systems are in place to let you know when there is trouble. Start by taking a quick tour through your home and noting the types of batteries each detector uses. Get more info Your HomeKeepr Pro Gloria Benaroch gloribee@comcast.net (732) 245-4031 Visit my website Upcoming Reminders Pest & Insect Inspection Gutter Cleaning Roof Inspection Central A/C Maintenance

TM and copyright © 2016 Which Ventures, Inc 1280 Wall Street West, Suite 306B, Lyndhurst, NJ 07071 All Rights Reserved / Privacy Policy / Terms of Service. To unsubscribe, please reply with "unsubscribe" in the body of the email. Live4.1a

Fwd: Pest & Insect Inspection | HomeKeepr Reminder

​​     Pest & Insect Inspection Look for Creepy Crawlers Termites and other insects aren't just annoying to have in your home. They can cause real damage to the structure. An annual inspection of your property by a pro can head off at the pass any problems before they become too serious. A routine inspection of the interior of your home, including attic and basement, as well as the exterior will give you some peace of mind. Get more info Your HomeKeepr Pro Gloria Benaroch gloribee2008@gmail.com (732) 245-4031 Visit my website Upcoming Reminders Smoke & CO Alarms Gutter Cleaning Central A/C Maintenance Roof Inspection

TM and copyright © 2016 Which Ventures, Inc 1280 Wall Street West, Suite 306B, Lyndhurst, NJ 07071 All Rights Reserved / Privacy Policy / Terms of Service. To unsubscribe, please reply with "unsubscribe" in the body of the email. Live4.1a

Gloria Benaroch moves to Ridge Realty

We are excited to announce, celebrate and welcome Gloria Benaroch to the Ridge Realty family.  Gloria has accepted the position of Broker manager at our West Long Branch office.  Ridge Realty is a family owned and operated Brokerage serving both Monmouth and Ocean counties with eight offices since 2001. It is with much joy and anticipation that we welcome Gloria to the Ridge Realty family.  We look forward to Gloria being a benefit and asset to our sellers, buyers and agents with her expertise and knowledge acquired while serving her own clients this past 25 years, most recently with Coldwell Banker in Rumson New Jersey over the last 15 years.     Gloria will be announcing a special celebration and office warming party via email in the coming days, to be held at her new office at 1049 Broadway Suite 2, West Long Branch New Jersey 07764.  Gloria's assistant (and husband) John "Marty" Garland is also reaching out via phone to spread this exciting news and to update your contact information for the invitation. Please be on the lookout for your invitation in the next few weeks. The tentative date for Gloria's celebration is Sunday March 13th from 4 to 6 PM.  Gloria hopes all of you will save the date and come and support Gloria in her new (ad)venture.   Much Success, Ridge Realty 1049 Broadway Suite 2 West Long Branch, NJ 07764 (732) 229-2300    .

 

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Sent By: Ridge Realty 1049 Broadway (o) 732-229-2300 West Long Branch NJ 07764 U.S.A.

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Rates Slightly Drop Again

> Good Evening,
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> Just wanted to make you aware that the 10 yr Treasury Note has dropped to 1.86 as of market closing today. These are levels that havent been seen for almost a year now. This has resulted in mortgage rates lowering!  With the spring market upon us ( hopefully no more blizzards!), it is an opportune time for buyers to start hitting the pavement to take advantage of these low level mortgage rates.
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> I am available everyday to assist any of your prospective buyers to be pre-approved for their new home purchase. Depending upon the borrowers information and records, I can perform a pre-approval within 10 minutes. Borrowers, such as self employed borrowers, would require more detailed information for me to receive, to properly perform a effective pre approval.
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> And if you need any flyers to place at your open houses, detailing some loan program information, or current rates, I would gladly put together for you.
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> Lastly, this also goes for anyone you may know looking to refinance. Now could be the time to look into a lower rate or reducing the current term of the mortgage.
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> Thanks Again for listening, and have a great night!
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> Thank You!
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> Dominic DiGrazio | Branch Manager
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> Residential Home Funding Corp.
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> 60 Route 46 East, 2nd floor | Fairfield, NJ 07004
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> Main: (973) 575-1550  ext. 10 | Toll Free: (844)-524-1026
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> Cell: (973) 356-5333  | Fax: (973) 575-1551
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> NMLS # 204838 | Company NMLS # 34973
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> ddigrazio@rhfunding.com
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> www.rhfunding.com
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> NJ- Licensed by the NJ Department of Banking and Insurance – License # 9964632
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> NY- Licensed by the New York State Banking Department- License # B500689
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> PA- Licensed by the Pennsylvania Department of Banking – License # 20875
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> FL- Licensed by the Florida Office of Financial Regulation #MLD388.
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> Confidentiality Notice:
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> The information contained in the E-mail is privileged and confidential information intended only for the use of the individual(s) named above.  If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of this communication is strictly prohibited.  If you have received this communication in error, please contact the sender by reply E-mail and destroy all copies of the original message.   Thank you.
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