The key to success this year is remembering that all real estate is local.
Grants To Help States Stabilize Housing Areas
The Housing and Economic Recovery Act of 2008 provided $3.92 billion in supplemental Community Development Block Grant Funds to help states mitigate the harmful effects of foreclosures -- declining home values, increased crime, significant loss of investment -- in very hard-hit communities
For more information on how these neighborhood stabilization grants may affect your area, browse online to www.SaveAmericasNeighborhoods.org/fact_sheets.asp.
Be sure to check with your state and local governments to find out about any local programs set up to help homeowners, buyers and sellers.
Sunday, February 01, 2009
Monday, January 19, 2009
Identity theft a growing problem
Identity theft a growing problem here are some contact numbers:Stolen Checks:National Check Fraud Service 843-571-2143Scan: 800-262-7771Tele Check 800-710-9898CheckRite: 800-766-2748CrossCheck:707-586-0551Equifax Cehxk Systems: 800-437-5120International Check Services:800-526-5380Stolen ATM card, get a new card, new account number and password.Fraudulent Change of Address: Notify Us Postal Inspector go to website for all numbershttp://www.usps.gov/postalinspectors Social Securty Number Comprimised: 800-269-0271 or website: http://www.ssa.gov/oig CREDIT BUREAUS:Equifax PO Box 105873 Atlanta Ga. 30348-5873Credit Report: 800-997-2493 Fraud Alert: 800-525-6285http://www.equifax.com Experian PO Box 949 Allen tx 75013-0949Credit Report: 888-397-3741Fraud Alert: 888-397-3742http://www.experian.com Trans Union PO Box 390 Springfield, Pa 19064-0390Credit Report: 800-916-8800Fraud Alert: 800-680-7289http://www.tuc.com
Tuesday, December 23, 2008
Monday, December 22, 2008
Sunday, December 14, 2008
in Middletown.
Sunday, April 22, 2007
To Realize...
To realize
The value of a sister
Ask someone
Who doesn't have one.
To realize
The value of ten years:
Ask a newly
Divorced couple.
To realize
The value of four years:
Ask a graduate.
To realize
The value of one year:
Ask a student who
Has failed a final exam.
To realize
The value of nine months:
Ask a mother who gave birth to a stillborn.
To realize
The value of one month:
Ask a mother
who has given birth to
A premature baby.
To realize
The value of one week:
Ask an editor of a weekly newspaper.
To realize
The value of one minute:
Ask a person
Who has missed the train, bus or plane.
To realize
The value of one-second:
Ask a person
Who has survived an accident.
Time waits for no one.
Treasure every moment you have.
You will treasure it even more when
you can share it with someone special.
To realize the value of a friend or family member:
LOSE ONE.
Remember ... Hold on tight to the ones you Love !
The origin of this letter is unknown,
But it brings good ' vibes' to everyone.
Peace, love and prosperity to all!
The value of a sister
Ask someone
Who doesn't have one.
To realize
The value of ten years:
Ask a newly
Divorced couple.
To realize
The value of four years:
Ask a graduate.
To realize
The value of one year:
Ask a student who
Has failed a final exam.
To realize
The value of nine months:
Ask a mother who gave birth to a stillborn.
To realize
The value of one month:
Ask a mother
who has given birth to
A premature baby.
To realize
The value of one week:
Ask an editor of a weekly newspaper.
To realize
The value of one minute:
Ask a person
Who has missed the train, bus or plane.
To realize
The value of one-second:
Ask a person
Who has survived an accident.
Time waits for no one.
Treasure every moment you have.
You will treasure it even more when
you can share it with someone special.
To realize the value of a friend or family member:
LOSE ONE.
Remember ... Hold on tight to the ones you Love !
The origin of this letter is unknown,
But it brings good ' vibes' to everyone.
Peace, love and prosperity to all!
Friday, March 16, 2007
Trip to Las Vegas
I just won a trip to Las Vegas because of my Real Estate sales from last year! I sold around $10,000,000 (million) in sales in 2006 and they said it was a correction year!.
I have never been to Vegas so this was my first time. I never realized how much walking I would do. We were put up at the Mandalay Bay what a great hotel reminded me of the Atlantis Hotel in the Bahamas. I was warned there would be some walking but not like. It was basically a 1/4 mile from the lobby to the conference rooms each time. so you figure once in the morning, lunch and dinner and then back for the evening events.
Las Vegas Laser show
The first day I got there it was 10 am their time 1pm my time. We all ended staying up 28 hours between the time change the parties.
I have never been to Vegas so this was my first time. I never realized how much walking I would do. We were put up at the Mandalay Bay what a great hotel reminded me of the Atlantis Hotel in the Bahamas. I was warned there would be some walking but not like. It was basically a 1/4 mile from the lobby to the conference rooms each time. so you figure once in the morning, lunch and dinner and then back for the evening events.
Las Vegas Laser show The next 2 days we went to seminars which were very informative and good way to jazz the new year up. I took my brand new camera along to test it out so here are the results of my stay in Las Vegas.
Wednesday, March 14, 2007
3 Universal Truths about The Perfect Hue
What does your favorite color say about you? 3 Universal Truths about picking paint.
1
Color is the leasr expensive way to transform living space. A well chosen color can either calm the room or invigorate the space.
2
There is NO such thing as bad color! There are only likes and dislikes. Color is like spice to food adding zest.
Cool hues such as blue, violet and green are calming and relaxing. Pick these colors for reading rooms, bedrooms and rooms for contemplation.
Warmer hues such as red, yello and orange are energetci, playful colors. Use these in dining rooms, living rooms, working areas and kitchens.
Keep in mind the intensity of the color can invert the color's effect. While a pastel blue can be quiet and relaxing, bright turquoise can be loud an stimulating.
3
Never let color guidelines limit choices. If Red is your favorite color, then go ahead drench your bedroom with it. The payoff is that the mood boost you'll get will compensate it's limited calming effect. Don't shy away from mixing colors , just make sure they complement one another when going from room to room or the colors are carried in any form in the other rooms. For example if your dining room is red and adjacent is your living room have something red in the living, a lamp shade, pillow, piece of furniture and if your living room is blue then have something carried over in the dining that may have something blue such as drapes, tablecloth etc. When you prefer neutrals be sure to accent them with burnt orange, black, brown, red, green or gold so as to avoid monotony.
1
Color is the leasr expensive way to transform living space. A well chosen color can either calm the room or invigorate the space.
2
There is NO such thing as bad color! There are only likes and dislikes. Color is like spice to food adding zest.
Cool hues such as blue, violet and green are calming and relaxing. Pick these colors for reading rooms, bedrooms and rooms for contemplation.
Warmer hues such as red, yello and orange are energetci, playful colors. Use these in dining rooms, living rooms, working areas and kitchens.
Keep in mind the intensity of the color can invert the color's effect. While a pastel blue can be quiet and relaxing, bright turquoise can be loud an stimulating.
3
Never let color guidelines limit choices. If Red is your favorite color, then go ahead drench your bedroom with it. The payoff is that the mood boost you'll get will compensate it's limited calming effect. Don't shy away from mixing colors , just make sure they complement one another when going from room to room or the colors are carried in any form in the other rooms. For example if your dining room is red and adjacent is your living room have something red in the living, a lamp shade, pillow, piece of furniture and if your living room is blue then have something carried over in the dining that may have something blue such as drapes, tablecloth etc. When you prefer neutrals be sure to accent them with burnt orange, black, brown, red, green or gold so as to avoid monotony.
An Irish Blessing
May you always have walls for the winds, a roof for the rain,
tea beside the fire, laughter to cheer you, those you love near you,
and all your heart might desire.
May the road rise to meet you,
May the wind be always at your back,
May the sun shine warm upon your face,
The rains fall soft upon your fields and, Until we meet again,
May God hold you in the palm of His hand.
May you have love that never ends,
lots of money, and lots of friends.
Health be yours, whatever you do,
and may God send many blessings to you!
May the sun shine, all day long,
everything go right, and nothing wrong.
May those you love bring love back to you,
and may all the wishes you wish come true!
May your feet never sweat,
your neighbor give you ne're a treat.
When flowers bloom, I hope you'll not sneeze,
and may you always have someone to sqeeze!
(as sent to me from Ralph Roberts)
tea beside the fire, laughter to cheer you, those you love near you,
and all your heart might desire.
May the road rise to meet you,
May the wind be always at your back,
May the sun shine warm upon your face,
The rains fall soft upon your fields and, Until we meet again,
May God hold you in the palm of His hand.
May you have love that never ends,
lots of money, and lots of friends.
Health be yours, whatever you do,
and may God send many blessings to you!
May the sun shine, all day long,
everything go right, and nothing wrong.
May those you love bring love back to you,
and may all the wishes you wish come true!
May your feet never sweat,
your neighbor give you ne're a treat.
When flowers bloom, I hope you'll not sneeze,
and may you always have someone to sqeeze!
(as sent to me from Ralph Roberts)
Tuesday, March 13, 2007
Back from LasVegas
The Best Just Got Better!!!
Now more than ever I am ready to serve you and your needs in Real Estate. The conference has helped to regenerate me and help serve you better.So Let me know what is going on with you. Where do you stand regarding real estate? Have you set it aside? Have you purchased already? If so, what did I not do right by you? What could I have or do better for your needs? I am very interested in hearing the good, the bad and the ugly. That is the only way my services can be better for you.
Also just got back from the Otteau seminar, a prominent market analyst for Real Estate. What he put into words backs up my statistics on my website.
The market is gearing for a recovery! Slow and Steady. The next 90 days will be the best time to purchase because everything is level. The interest rates are still the BEST IN 35 YEARS! The prices have leveled.
January and February has already seen a 5% to 10% increase in activity. Yes there is alot of inventory however, what this means to you is that when the house is NOT overpriced it will go quickly.
For Sellers, right now is the time to price your house by looking at YOUR lowest price competitor on the market and underpricing them. Statisitics have shown that when you do that you will sell quickly within around 50 days and at around 97% of your asking price. If you set your price high, then you will be on the market longer and when you do sell you will get about 94% of your asking price. So PRICING is still an issue.
For Buyers, right now is a good time because the rates are still at an all time low, the prices have leveled out and there is alot to choose from, however because the market has become active, sellers are becoming much firmer at their asking price. Bargain Hunting is NOT an option now.Right Pricing for both Seller and Buyer is the buzz.
No longer interested in getting MLS updates or emails from me please let me know and I will do my best to get you off all of MY lists. I DO NOT sell, rent or give your names out to others, because I have many websites and databases it takes me a while to get you deleted so please be patient I will do as you ask.
Thank you for staying loyal with me and allowing me to help you with your real estate needs.
Now more than ever I am ready to serve you and your needs in Real Estate. The conference has helped to regenerate me and help serve you better.So Let me know what is going on with you. Where do you stand regarding real estate? Have you set it aside? Have you purchased already? If so, what did I not do right by you? What could I have or do better for your needs? I am very interested in hearing the good, the bad and the ugly. That is the only way my services can be better for you.
Also just got back from the Otteau seminar, a prominent market analyst for Real Estate. What he put into words backs up my statistics on my website.
The market is gearing for a recovery! Slow and Steady. The next 90 days will be the best time to purchase because everything is level. The interest rates are still the BEST IN 35 YEARS! The prices have leveled.
January and February has already seen a 5% to 10% increase in activity. Yes there is alot of inventory however, what this means to you is that when the house is NOT overpriced it will go quickly.
For Sellers, right now is the time to price your house by looking at YOUR lowest price competitor on the market and underpricing them. Statisitics have shown that when you do that you will sell quickly within around 50 days and at around 97% of your asking price. If you set your price high, then you will be on the market longer and when you do sell you will get about 94% of your asking price. So PRICING is still an issue.
For Buyers, right now is a good time because the rates are still at an all time low, the prices have leveled out and there is alot to choose from, however because the market has become active, sellers are becoming much firmer at their asking price. Bargain Hunting is NOT an option now.Right Pricing for both Seller and Buyer is the buzz.
No longer interested in getting MLS updates or emails from me please let me know and I will do my best to get you off all of MY lists. I DO NOT sell, rent or give your names out to others, because I have many websites and databases it takes me a while to get you deleted so please be patient I will do as you ask.
Thank you for staying loyal with me and allowing me to help you with your real estate needs.
Wednesday, February 28, 2007
My Brain is Full
This says it all for me from Far Side.
Since October every Monday and Wednesday I have been going to broker class to study and apply for my broker's license.
Don't you already have that? you may ask.
The answer is that I have my Real Estate Sales Associate license.
By getting my Broker's License that will allow me to either continue selling in my current office with my current Broker or I can choose to open my own office and have Sales Associates working for me. While I have considered the thought and it has been tantalizing currently I do not think I am ready for it. Lastly I can work as a Manager overseeing sales associates and doing everything as if it were my own office except I do not have the financial obligations, however my obligations then are to the owner of the company. Also this opens doors for other opportunities.
The reason I chose to pursue this grueling course is for my personal benefit, enlightenment and ultimately for the consumer, who will benefit by my continuing my education. When doors of opportunities open as a result of this so much the better.
So now everyday I am taking 3 hours of practice tests as I wait for the paperwork from the state to come back and allows me to go for the state testing.
IN the meantime as a result of having a great 2006 I ahve won an award and am going to the Coldwell Banker International Conference which is being held this year in Las Vegas. Never been there and am a little apprehensive about it. The postive is I will meet other Sales Associates from other parts of the nation and get to brain storm (oops) maybe not, about what is happening in their neck of the woods.
I promise to let you know what I find.
Thursday, February 22, 2007
THE NEW JERSEY SCHOOL REPORT CARD FOR 2006
WELCOME TO THE NEW JERSEY SCHOOL REPORT CARD FOR 2006 for Monmouth County click on link below
http://education.state.nj.us/rc/rc06/menu/25.html
http://education.state.nj.us/rc/rc06/menu/25.html
January 1 to January 31 2007 Homes Active and Sold
Atlantic Highlands:
Total Homes on Market 41
Number of Just Listed this month: 11
Average List Price $785,922
Number of Closed Sales for the month: 4
Average Days on Market: 74
Ratio of sale price to list price: 94%
Median Closed Price: $445,000
Homes Expired in the month 1
Fair Haven:
Total Homes on Market 38
Number of Just Listed this month: 8
Average List Price $696450
Number of Closed Sales for the month: 5
Average Days on Market: 59
Ratio of sale price to list price: 95.01%
Median Closed Price: $585,000
Homes Expired in the month 4
Little Silver:
Total Homes on Market 44
Number of Just Listed this month: 15
Average List Price $1,134,220
Number of Closed Sales for the month: 5
Average Days on Market: 119
Ratio of sale price to list price: 97.61%
Median Closed Price: $550,000
Homes Expired in the month 2
Middletown:
Total Homes on Market 402
Number of Just Listed this month: 130
Average List Price $550,274
Number of Closed Sales for the month: 35
Average Days on Market: 103
Ratio of sale price to list price: 95.67%
Median Closed Price: $400,000
Homes Expired in the month 51
Oceanport:
Total Homes on Market 40
Number of Just Listed this month: 12
Average List Price $724,383
Number of Closed Sales for the month: 1
Average Days on Market: 163
Ratio of sale price to list price: 92.59 %
Median Closed Price: $999,000
Homes Expired in the month 3
Monmouth Beach:
Total Homes on Market 32
Number of Just Listed this month: 7
Average List Price $961,829
Number of Closed Sales for the month: 1
Average Days on Market: 179
Ratio of sale price to list price: 87.44%
Median Closed Price: $550,000
Homes Expired in the month 5
Red Bank:
Total Homes on Market 55
Number of Just Listed this month: 14
Average List Price $582,886
Number of Closed Sales for the month: 6
Average Days on Market: 61
Ratio of sale price to list price: 93.49%
Median Closed Price: $350,000
Homes Expired in the month 3
Rumson:
Total Homes on Market 106
Number of Just Listed this month: 40
Average List Price 1,462,542
Number of Closed Sales for the month: 6
Average Days on Market: 100
Ratio of sale price to list price: 94.33%
Median Closed Price: $1,566,750
Homes Expired in the month 14
Sea Bright:
Total Homes on Market 15
Number of Just Listed this month: 2
Average List Price $669,000
Number of Closed Sales for the month: 2
Average Days on Market: 186
Ratio of sale price to list price: 98.44%
Median Closed Price: $629,500
Homes Expired in the month 3
Highlands:
Total Homes on Market 46
Number of Just Listed this month: 7
Average List Price $363,414
Number of Closed Sales for the month: 3
Average Days on Market: 128
Ratio of sale price to list price: 91.51%
Median Closed Price: $475,000
Homes Expired in the month 5
Spring Lake:
Total Homes on Market 76
Number of Just Listed this month: 23
Average List Price $2,422,909
Number of Closed Sales for the month: 7
Average Days on Market: 129
Ratio of sale price to list price: 93.27%
Median Closed Price: $1,368,000
Homes Expired in the month 8
Tinton Falls:
Total Homes on Market 63
Number of Just Listed this month: 10
Average List Price $469,179
Number of Closed Sales for the month: 12
Average Days on Market: 99
Ratio of sale price to list price: 95.46%
Median Closed Price: $466,250
Homes Expired in the month 5
Based on single family homes.
If you would like to see more stats on other towns either go to www.monmouthcountymarketwatch.com
or email me.
Total Homes on Market 41
Number of Just Listed this month: 11
Average List Price $785,922
Number of Closed Sales for the month: 4
Average Days on Market: 74
Ratio of sale price to list price: 94%
Median Closed Price: $445,000
Homes Expired in the month 1
Fair Haven:
Total Homes on Market 38
Number of Just Listed this month: 8
Average List Price $696450
Number of Closed Sales for the month: 5
Average Days on Market: 59
Ratio of sale price to list price: 95.01%
Median Closed Price: $585,000
Homes Expired in the month 4
Little Silver:
Total Homes on Market 44
Number of Just Listed this month: 15
Average List Price $1,134,220
Number of Closed Sales for the month: 5
Average Days on Market: 119
Ratio of sale price to list price: 97.61%
Median Closed Price: $550,000
Homes Expired in the month 2
Middletown:
Total Homes on Market 402
Number of Just Listed this month: 130
Average List Price $550,274
Number of Closed Sales for the month: 35
Average Days on Market: 103
Ratio of sale price to list price: 95.67%
Median Closed Price: $400,000
Homes Expired in the month 51
Oceanport:
Total Homes on Market 40
Number of Just Listed this month: 12
Average List Price $724,383
Number of Closed Sales for the month: 1
Average Days on Market: 163
Ratio of sale price to list price: 92.59 %
Median Closed Price: $999,000
Homes Expired in the month 3
Monmouth Beach:
Total Homes on Market 32
Number of Just Listed this month: 7
Average List Price $961,829
Number of Closed Sales for the month: 1
Average Days on Market: 179
Ratio of sale price to list price: 87.44%
Median Closed Price: $550,000
Homes Expired in the month 5
Red Bank:
Total Homes on Market 55
Number of Just Listed this month: 14
Average List Price $582,886
Number of Closed Sales for the month: 6
Average Days on Market: 61
Ratio of sale price to list price: 93.49%
Median Closed Price: $350,000
Homes Expired in the month 3
Rumson:
Total Homes on Market 106
Number of Just Listed this month: 40
Average List Price 1,462,542
Number of Closed Sales for the month: 6
Average Days on Market: 100
Ratio of sale price to list price: 94.33%
Median Closed Price: $1,566,750
Homes Expired in the month 14
Sea Bright:
Total Homes on Market 15
Number of Just Listed this month: 2
Average List Price $669,000
Number of Closed Sales for the month: 2
Average Days on Market: 186
Ratio of sale price to list price: 98.44%
Median Closed Price: $629,500
Homes Expired in the month 3
Highlands:
Total Homes on Market 46
Number of Just Listed this month: 7
Average List Price $363,414
Number of Closed Sales for the month: 3
Average Days on Market: 128
Ratio of sale price to list price: 91.51%
Median Closed Price: $475,000
Homes Expired in the month 5
Spring Lake:
Total Homes on Market 76
Number of Just Listed this month: 23
Average List Price $2,422,909
Number of Closed Sales for the month: 7
Average Days on Market: 129
Ratio of sale price to list price: 93.27%
Median Closed Price: $1,368,000
Homes Expired in the month 8
Tinton Falls:
Total Homes on Market 63
Number of Just Listed this month: 10
Average List Price $469,179
Number of Closed Sales for the month: 12
Average Days on Market: 99
Ratio of sale price to list price: 95.46%
Median Closed Price: $466,250
Homes Expired in the month 5
Based on single family homes.
If you would like to see more stats on other towns either go to www.monmouthcountymarketwatch.com
or email me.
PIN NUMBER REVERSAL (GOOD TO KNOW)
PIN NUMBER REVERSAL (GOOD TO KNOW)
If you should ever be forced by a robber to withdraw money from an ATM
machine, you can notify the police by entering your Pin # in reverse.
For example if your pin number is 1234 then you would put in 4321. The
ATM recognizes that your pin number is backwards from the ATM card you
placed in the machine.
The machine will still give you the money you requested, but unknown to
the robber, the police will be immediately dispatched to help you.
This information was recently broadcasted on TV and it states that it
is seldom used because people don't know it exists.
Just thought this may be of interest to everyone.
If you should ever be forced by a robber to withdraw money from an ATM
machine, you can notify the police by entering your Pin # in reverse.
For example if your pin number is 1234 then you would put in 4321. The
ATM recognizes that your pin number is backwards from the ATM card you
placed in the machine.
The machine will still give you the money you requested, but unknown to
the robber, the police will be immediately dispatched to help you.
This information was recently broadcasted on TV and it states that it
is seldom used because people don't know it exists.
Just thought this may be of interest to everyone.
Sunday, December 31, 2006
December 2006 Single Family Market Watch
December 1, 2006 to December 3, 2006
Atlantic Highlands:
Total Homes on Market.................................................... 37
Number of Just Listed this month:................................... 6
Average List Price.............................................................. $449,283
Number of Closed Sales for the month:........................ 6
Average Days on Market:................................................. 68
Ratio of sale price to list price:....................................... 91%
Median Closed Price:......................................................... $990,000
Homes Expired in the month............................................. 3
Fair Haven:
Total Homes on Market.................................................... 50
Number of Just Listed this month:................................... 6
Average List Price.............................................................. $708,817
Number of Closed Sales for the month:......................... 9
Average Days on Market:................................................. 75
Ratio of sale price to list price:....................................... 96%
Median Closed Price:......................................................... $522,500
Homes Expired in the month............................................. 4
Little Silver:
Total Homes on Market.................................................... 4
Number of Just Listed this month:................................... 2
Average List Price.............................................................. $592,400
Number of Closed Sales for the month:......................... 5
Average Days on Market:................................................. 94
Ratio of sale price to list price:....................................... 88%
Median Closed Price:......................................................... $515,000
Homes Expired in the month............................................. 4
Middletown:
Total Homes on Market.................................................... 50
Number of Just Listed this month:................................... 55
Average List Price.............................................................. $549,800
Number of Closed Sales for the month:......................... 55
Average Days on Market:................................................. 89
Ratio of sale price to list price:....................................... 93%
Median Closed Price:......................................................... $417,000
Homes Expired in the month............................................. 48
Oceanport:
Total Homes on Market.................................................... 40
Number of Just Listed this month:................................... 7
Average List Price.............................................................. $1,325,986
Number of Closed Sales for the month:......................... 3
Average Days on Market:................................................. 212
Ratio of sale price to list price:....................................... 92 %
Median Closed Price:......................................................... $395,000
Homes Expired in the month............................................. 6
Monmouth Beach:
Total Homes on Market.................................................... 33
Number of Just Listed this month:................................... 5
Average List Price.............................................................. $1,457,880
Number of Closed Sales for the month:......................... 2
Average Days on Market:................................................. 68
Ratio of sale price to list price:....................................... 89%
Median Closed Price:......................................................... $1,200,000
Homes Expired in the month............................................. 1
Red Bank:
Total Homes on Market.................................................... 54
Number of Just Listed this month:................................... 8
Average List Price.............................................................. $426,225
Number of Closed Sales for the month:......................... 7
Average Days on Market:................................................. 89
Ratio of sale price to list price:....................................... 97%
Median Closed Price:......................................................... $362,500
Homes Expired in the month............................................. 6
Rumson:
Total Homes on Market.................................................... 50
Number of Just Listed this month:................................... 13
Average List Price.............................................................. 1,471,208
Number of Closed Sales for the month:......................... 10
Average Days on Market:................................................. 96
Ratio of sale price to list price:....................................... 90%
Median Closed Price:......................................................... $1,374,500
Homes Expired in the month............................................. 14
Sea Bright:
Total Homes on Market.................................................... 17
Number of Just Listed this month:................................... 2
Average List Price.............................................................. $724,500
Number of Closed Sales for the month:......................... 1
Average Days on Market:................................................. 125
Ratio of sale price to list price:....................................... 87%
Median Closed Price:......................................................... $2,575,000
Homes Expired in the month............................................. 4
Shrewsbury Boro & Township:
Total Homes on Market.................................................... 33
Number of Just Listed this month:................................... 9
Average List Price.............................................................. $680,200
Number of Closed Sales for the month:........................... 2
Average Days on Market:................................................. 60
Ratio of sale price to list price:.......................................... 93%
Median Closed Price:......................................................... $520,000
Homes Expired in the month............................................. 3
Spring Lake:
Total Homes on Market.................................................... 61
Number of Just Listed this month:................................... 7
Average List Price.............................................................. $2,634,129
Number of Closed Sales for the month:........................... 6
Average Days on Market:................................................. 77
Ratio of sale price to list price:.......................................... 88%
Median Closed Price:......................................................... $1,620,000
Homes Expired in the month............................................. 1
Tinton Falls:
Total Homes on Market.................................................... 61
Number of Just Listed this month:................................... 5
Average List Price.............................................................. $528,560
Number of Closed Sales for the month:........................... 5
Average Days on Market:................................................. 98
Ratio of sale price to list price:.......................................... 97%
Median Closed Price:......................................................... $435,000
Homes Expired in the month............................................. 8
Based on Single Family homes ONLY. for more information go to www.monmouthcountymarketwatch.com
--Information deemed reliable but not guaranteed--Copyright: 2006 by the Monmouth County Association of REALTORS® Prepared by GLORIA BENAROCH of COLDWELL BANKER RES. BROKERAGE on 12/31/2006 3:49:55 PM
Atlantic Highlands:
Total Homes on Market.................................................... 37
Number of Just Listed this month:................................... 6
Average List Price.............................................................. $449,283
Number of Closed Sales for the month:........................ 6
Average Days on Market:................................................. 68
Ratio of sale price to list price:....................................... 91%
Median Closed Price:......................................................... $990,000
Homes Expired in the month............................................. 3
Fair Haven:
Total Homes on Market.................................................... 50
Number of Just Listed this month:................................... 6
Average List Price.............................................................. $708,817
Number of Closed Sales for the month:......................... 9
Average Days on Market:................................................. 75
Ratio of sale price to list price:....................................... 96%
Median Closed Price:......................................................... $522,500
Homes Expired in the month............................................. 4
Little Silver:
Total Homes on Market.................................................... 4
Number of Just Listed this month:................................... 2
Average List Price.............................................................. $592,400
Number of Closed Sales for the month:......................... 5
Average Days on Market:................................................. 94
Ratio of sale price to list price:....................................... 88%
Median Closed Price:......................................................... $515,000
Homes Expired in the month............................................. 4
Middletown:
Total Homes on Market.................................................... 50
Number of Just Listed this month:................................... 55
Average List Price.............................................................. $549,800
Number of Closed Sales for the month:......................... 55
Average Days on Market:................................................. 89
Ratio of sale price to list price:....................................... 93%
Median Closed Price:......................................................... $417,000
Homes Expired in the month............................................. 48
Oceanport:
Total Homes on Market.................................................... 40
Number of Just Listed this month:................................... 7
Average List Price.............................................................. $1,325,986
Number of Closed Sales for the month:......................... 3
Average Days on Market:................................................. 212
Ratio of sale price to list price:....................................... 92 %
Median Closed Price:......................................................... $395,000
Homes Expired in the month............................................. 6
Monmouth Beach:
Total Homes on Market.................................................... 33
Number of Just Listed this month:................................... 5
Average List Price.............................................................. $1,457,880
Number of Closed Sales for the month:......................... 2
Average Days on Market:................................................. 68
Ratio of sale price to list price:....................................... 89%
Median Closed Price:......................................................... $1,200,000
Homes Expired in the month............................................. 1
Red Bank:
Total Homes on Market.................................................... 54
Number of Just Listed this month:................................... 8
Average List Price.............................................................. $426,225
Number of Closed Sales for the month:......................... 7
Average Days on Market:................................................. 89
Ratio of sale price to list price:....................................... 97%
Median Closed Price:......................................................... $362,500
Homes Expired in the month............................................. 6
Rumson:
Total Homes on Market.................................................... 50
Number of Just Listed this month:................................... 13
Average List Price.............................................................. 1,471,208
Number of Closed Sales for the month:......................... 10
Average Days on Market:................................................. 96
Ratio of sale price to list price:....................................... 90%
Median Closed Price:......................................................... $1,374,500
Homes Expired in the month............................................. 14
Sea Bright:
Total Homes on Market.................................................... 17
Number of Just Listed this month:................................... 2
Average List Price.............................................................. $724,500
Number of Closed Sales for the month:......................... 1
Average Days on Market:................................................. 125
Ratio of sale price to list price:....................................... 87%
Median Closed Price:......................................................... $2,575,000
Homes Expired in the month............................................. 4
Shrewsbury Boro & Township:
Total Homes on Market.................................................... 33
Number of Just Listed this month:................................... 9
Average List Price.............................................................. $680,200
Number of Closed Sales for the month:........................... 2
Average Days on Market:................................................. 60
Ratio of sale price to list price:.......................................... 93%
Median Closed Price:......................................................... $520,000
Homes Expired in the month............................................. 3
Spring Lake:
Total Homes on Market.................................................... 61
Number of Just Listed this month:................................... 7
Average List Price.............................................................. $2,634,129
Number of Closed Sales for the month:........................... 6
Average Days on Market:................................................. 77
Ratio of sale price to list price:.......................................... 88%
Median Closed Price:......................................................... $1,620,000
Homes Expired in the month............................................. 1
Tinton Falls:
Total Homes on Market.................................................... 61
Number of Just Listed this month:................................... 5
Average List Price.............................................................. $528,560
Number of Closed Sales for the month:........................... 5
Average Days on Market:................................................. 98
Ratio of sale price to list price:.......................................... 97%
Median Closed Price:......................................................... $435,000
Homes Expired in the month............................................. 8
Based on Single Family homes ONLY. for more information go to www.monmouthcountymarketwatch.com
--Information deemed reliable but not guaranteed--Copyright: 2006 by the Monmouth County Association of REALTORS® Prepared by GLORIA BENAROCH of COLDWELL BANKER RES. BROKERAGE on 12/31/2006 3:49:55 PM
Saturday, December 30, 2006
A Poem that I thought worth posting
This was sent to me and I thought it to be worth posting....
We may not always realize
That every thing we do,
Affects not only our lives
But touches others, too.
For a little bit of thoughtfulness
That shows someone you care,
Creates a ray of sunshine
For both of you to share.
Yes, every time you offer
Someone a helping hand-
Every time you show a friend
You care and understand...
Every time you have
A kind and gentle word to give
You help someone find beauty
In this precious life we live.
For happiness brings happiness
And loving ways bring love;
And giving is the treasure
That contentment is made of.
Author Unknown
We may not always realize
That every thing we do,
Affects not only our lives
But touches others, too.
For a little bit of thoughtfulness
That shows someone you care,
Creates a ray of sunshine
For both of you to share.
Yes, every time you offer
Someone a helping hand-
Every time you show a friend
You care and understand...
Every time you have
A kind and gentle word to give
You help someone find beauty
In this precious life we live.
For happiness brings happiness
And loving ways bring love;
And giving is the treasure
That contentment is made of.
Author Unknown
Wednesday, December 27, 2006
Realtor Christmas Cheer
A Bit of Christmas Cheer:
'Twas an hour before closing and the agents were tense,
to close Christmas Eve just didn't make sense.
But the seller was booked on the 6 o'clock flight
and had warned, "THERE WILL BE A CLOSING TONIGHT!"
The agents agreed because business was dead,
and visions of commission checks danced in their heads.
The loan was approved by the lender's good grace,
Everyone knew 'twas a borderline case.
The buyers divorced, remarried again,
Divorced once more, and now were just friends.
The loan package complete to the closer was carried,
With instructions to close before they remarried.
The title policy arrived via UPS,
From page One through Sixteen, a terrible MESS!
An improper legal, 3 judgments, a lien,
But a few lines on page seven, looked pretty clean.
The title was cleared and the closing was set,
But to finish today was not a sure bet.
The closer dashed in waving her HUD,
It was covered with whiteout, coffee and crud.
But down in the corner you barely could see,
that the buyer still owed a buck thirty-three.
So the closer extracted a bill from her compact,
And the agents agreed to the rest on the contract.
To add some interest, the seller revealed,
to everyone's horror - the well wasn't sealed.
And, oh yes, he wanted to change the disclosure,
His mother just died of RADON EXPOSURE!
Everything else in his house was O.K.
(his cracked floors and walls were always that way)
About that time the buyer chimed in,
"we'd like to continue, but before we begin,
I noticed these papers - I'm likely to blame,
But I gave my agents the wrong legal name,
And one more thing I had hoped to avoid,
Does it really matter if I'm self-employed?"
About this time the closer exploded.
She pulled out a gun and said it was loaded.
Everyone froze and sat there amazed,
She frothed at the mouth and her eyes were both glazed.
More rapid than eagles, her curses they came;
she bristled and spouted and called them BAD names.
"THE CLOSING IS OFF, DO I MAKE MYSELF CLEAR??
MERRY CHRISTMAS TO ALL - NOW GET OUT OF HERE!"
THE CHRISTMAS CLOSING
Author unknown
-- "Live, Laugh, Love"
'Twas an hour before closing and the agents were tense,
to close Christmas Eve just didn't make sense.
But the seller was booked on the 6 o'clock flight
and had warned, "THERE WILL BE A CLOSING TONIGHT!"
The agents agreed because business was dead,
and visions of commission checks danced in their heads.
The loan was approved by the lender's good grace,
Everyone knew 'twas a borderline case.
The buyers divorced, remarried again,
Divorced once more, and now were just friends.
The loan package complete to the closer was carried,
With instructions to close before they remarried.
The title policy arrived via UPS,
From page One through Sixteen, a terrible MESS!
An improper legal, 3 judgments, a lien,
But a few lines on page seven, looked pretty clean.
The title was cleared and the closing was set,
But to finish today was not a sure bet.
The closer dashed in waving her HUD,
It was covered with whiteout, coffee and crud.
But down in the corner you barely could see,
that the buyer still owed a buck thirty-three.
So the closer extracted a bill from her compact,
And the agents agreed to the rest on the contract.
To add some interest, the seller revealed,
to everyone's horror - the well wasn't sealed.
And, oh yes, he wanted to change the disclosure,
His mother just died of RADON EXPOSURE!
Everything else in his house was O.K.
(his cracked floors and walls were always that way)
About that time the buyer chimed in,
"we'd like to continue, but before we begin,
I noticed these papers - I'm likely to blame,
But I gave my agents the wrong legal name,
And one more thing I had hoped to avoid,
Does it really matter if I'm self-employed?"
About this time the closer exploded.
She pulled out a gun and said it was loaded.
Everyone froze and sat there amazed,
She frothed at the mouth and her eyes were both glazed.
More rapid than eagles, her curses they came;
she bristled and spouted and called them BAD names.
"THE CLOSING IS OFF, DO I MAKE MYSELF CLEAR??
MERRY CHRISTMAS TO ALL - NOW GET OUT OF HERE!"
THE CHRISTMAS CLOSING
Author unknown
-- "Live, Laugh, Love"
Tuesday, December 26, 2006
A Sailor's Christmas
Hi all,
This was sent to me , not sure of the author, but wanted to share:
A Sailor's Christmas
Twas the night before Christmas, the ship was out steaming, Sailors stood watch while others were dreaming.
They lived in a crowd with racks tight and small, In a 80-man berthing, cramped one and all.
I had come down the stack with presents to give, And to see inside just who might perhaps live.
I looked all about, a strange sight did I see, No tinsel, no presents, not even a tree.
No stockings were hung, shined boots close at hand, On the bulkhead hung pictures of a far distant land.
They had medals and badges and awards of all kind, And a sober thought came into my mind.
For this place was different, so dark and so dreary, I had found the house of a Sailor, once I saw clearly.
A Sailor lay sleeping, silent and alone, Curled up in a rack and dreaming of home.
The face was so gentle, the room squared away, This was the United States Sailor today.
This was the hero I saw on TV,
Defending our country so we could be free.
I realized the families that I would visit this night, Owed their lives to these Sailors lay willing to fight.
Soon round the world, the children would play, And grownups would celebrate on Christmas Day.
They all enjoyed freedom each day of the year, Because of the Sailor, like the one lying here.
I couldn't help wonder how many lay alone, On a cold Christmas Eve on a sea, far from home.
The very thought brought a tear to my eye, I dropped to my knees and started to cry.
The Sailor awakened and I heard a calm voice, "Santa, don't cry, this life is my choice."
"Defending the seas all days of the year, So others may live and be free with no fear."
I thought for a moment, what a difficult road, To live a life guided by honor and code.
After all it's Christmas Eve and the ship's underway!
But freedom isn't free and it's sailors who pay.
The Sailor say's to our country "be free and sleep tight, No harm will come, not on my watch and not on this night.
The Sailor rolled over and drifted to sleep, I couldn't control it, I continued to weep.
I kept watch for hours, so silent, so still, I watched as the Sailor shivered from the night's cold chill.
I didn't want to leave on that cold dark night, This guardian of honor so willing to fight.
The Sailor rolled over and with a voice strong and sure, Commanded, "Carry on Santa, It's Christmas, and All is Secure!"
HONOR, COURAGE AND COMMITMENT
This was sent to me , not sure of the author, but wanted to share:
A Sailor's Christmas
Twas the night before Christmas, the ship was out steaming, Sailors stood watch while others were dreaming.
They lived in a crowd with racks tight and small, In a 80-man berthing, cramped one and all.
I had come down the stack with presents to give, And to see inside just who might perhaps live.
I looked all about, a strange sight did I see, No tinsel, no presents, not even a tree.
No stockings were hung, shined boots close at hand, On the bulkhead hung pictures of a far distant land.
They had medals and badges and awards of all kind, And a sober thought came into my mind.
For this place was different, so dark and so dreary, I had found the house of a Sailor, once I saw clearly.
A Sailor lay sleeping, silent and alone, Curled up in a rack and dreaming of home.
The face was so gentle, the room squared away, This was the United States Sailor today.
This was the hero I saw on TV,
Defending our country so we could be free.
I realized the families that I would visit this night, Owed their lives to these Sailors lay willing to fight.
Soon round the world, the children would play, And grownups would celebrate on Christmas Day.
They all enjoyed freedom each day of the year, Because of the Sailor, like the one lying here.
I couldn't help wonder how many lay alone, On a cold Christmas Eve on a sea, far from home.
The very thought brought a tear to my eye, I dropped to my knees and started to cry.
The Sailor awakened and I heard a calm voice, "Santa, don't cry, this life is my choice."
"Defending the seas all days of the year, So others may live and be free with no fear."
I thought for a moment, what a difficult road, To live a life guided by honor and code.
After all it's Christmas Eve and the ship's underway!
But freedom isn't free and it's sailors who pay.
The Sailor say's to our country "be free and sleep tight, No harm will come, not on my watch and not on this night.
The Sailor rolled over and drifted to sleep, I couldn't control it, I continued to weep.
I kept watch for hours, so silent, so still, I watched as the Sailor shivered from the night's cold chill.
I didn't want to leave on that cold dark night, This guardian of honor so willing to fight.
The Sailor rolled over and with a voice strong and sure, Commanded, "Carry on Santa, It's Christmas, and All is Secure!"
HONOR, COURAGE AND COMMITMENT
PC MAintenance starting the year with good computer habits...
These are some of the things that I NOW automatically do becuase of lessons dearly learned and items lost forever.
Daily:
Daily:
- Update virus and spyware programs (if they don't do it on their own)
- Back up any work that you have done onto a usb key
When a program crashes ( which in my case outlook does on a regular basis, stillhave not figured it out) close and restart your computer this clears it out.
Weekly:
- Perform a full computer virus scan and spyware scan ( schedule it to be done automatically)
- Back up anything you've worked on and updated that you forgot to back up daily.
Monthly:
Personally I am still behind on this but it is a good idea to check up on all updates for the most used programs.
Yearly:
Which is around now that I start going through all the files I have made during the year, see which ones I absoulutely must have, trash can those I really don't need and file away the rest.
Alos it's bewen advised to vacuum the computer and air blow out for dust. I have several cats and really need to do this more often than once a year.
These and many more tips I have gotten from pcworld.com one of the first places I go to check out for any information on computers.
Tuesday, December 12, 2006
Housing Forecast 2007
Most housing markets experiencing slowdowns aren't facing fundamental economic problems like job losses and out migration and will see prices correct, rather than collapse, in 2007.
Barring an unforeseen jolt to consumer confidence or a sudden rise in interest rates, the volume of home sales nationwide in 2007 will be similar to or slightly below 2006 levels. In order for this to happen, prices will have to come down in areas that saw rapid appreciation during the boom years.
A "good solid price correction will bring buyers back into the market." said Lereah, National Association of Realtors economist.
Don't expect mortgage rates to go up or down more than 1/2 % in the year ahead because of "a huge flood of Global capital looking for places to invest.
"Sales activity may hold up pretty well, but I think we should prepare for a long extended period" with little price appreciation, Sklarz, head of global research for New City Technology said.
Boom markets headed for a prolonged correction include regions on both coasts that saw rapid price appreciation, plus Las Vegas and Phoenix, Lereah said.
"Job growth is steady, we have low unemployment at 4.4 percent nationwide, and stable, long-term interest rates. These are all solid indicators holding up the economy."
In areas of south Florida where prices rose rapidly during the boom, there's a large supply of inventory, especially condos, Lereah said. Rising insurance costs in the state's coastal areas are prompting others to put their homes up for sale.
Baby boomers looking to retire to a sunny climate will begin settling in northern Florida, which is viewed as less risky to natural disasters and price swings.
Some baby boomers are choosing to leave the Sunshine State behind -- although it's taking them awhile to unload their homes, and they're not getting what they used to for them.
A Raleigh, N.C., broker saidthere has been a "trickle down" effect among buyers relocating to the area from Florida. The homes they leave behind stay on the market longer, and they show up in North Carolina with less cash, the broker said.
Such buyers are nicknamed "half backs" -- people who moved to Florida from the Northeast and now want to move halfway back, stopping in places like the Smoky Mountains and North Carolina.
Drawn by rising property values in their own countries and a weakening of the dollar, foreign investors from Latin America and Europe continue to buy property in Florida, Lereah said. Some 15 percent of homes sold in Florida are purchased by non-U.S. residents, he said.
Barring an unforeseen jolt to consumer confidence or a sudden rise in interest rates, the volume of home sales nationwide in 2007 will be similar to or slightly below 2006 levels. In order for this to happen, prices will have to come down in areas that saw rapid appreciation during the boom years.
A "good solid price correction will bring buyers back into the market." said Lereah, National Association of Realtors economist.
Don't expect mortgage rates to go up or down more than 1/2 % in the year ahead because of "a huge flood of Global capital looking for places to invest.
"Sales activity may hold up pretty well, but I think we should prepare for a long extended period" with little price appreciation, Sklarz, head of global research for New City Technology said.
Boom markets headed for a prolonged correction include regions on both coasts that saw rapid price appreciation, plus Las Vegas and Phoenix, Lereah said.
"Job growth is steady, we have low unemployment at 4.4 percent nationwide, and stable, long-term interest rates. These are all solid indicators holding up the economy."
In areas of south Florida where prices rose rapidly during the boom, there's a large supply of inventory, especially condos, Lereah said. Rising insurance costs in the state's coastal areas are prompting others to put their homes up for sale.
Baby boomers looking to retire to a sunny climate will begin settling in northern Florida, which is viewed as less risky to natural disasters and price swings.
Some baby boomers are choosing to leave the Sunshine State behind -- although it's taking them awhile to unload their homes, and they're not getting what they used to for them.
A Raleigh, N.C., broker saidthere has been a "trickle down" effect among buyers relocating to the area from Florida. The homes they leave behind stay on the market longer, and they show up in North Carolina with less cash, the broker said.
Such buyers are nicknamed "half backs" -- people who moved to Florida from the Northeast and now want to move halfway back, stopping in places like the Smoky Mountains and North Carolina.
Drawn by rising property values in their own countries and a weakening of the dollar, foreign investors from Latin America and Europe continue to buy property in Florida, Lereah said. Some 15 percent of homes sold in Florida are purchased by non-U.S. residents, he said.
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