Wednesday, September 22, 2021

Tuesday, December 29, 2020

Wednesday, July 03, 2019

Fwd: No Down Payment Required! USDA Loan Program

Are you aware that on a USDA Loan Program, there is no down payment required! Also, on this program, if appraised value comes in higher than the contracted purchase price, a portion of the excess value can be used for the buyers closing costs and escrows. If you are interested in searching for a property if it qualifies in a USDA eligible area, here is the website. Just enter the address in the search bar, and it will dictate whether the property is eligible.

 

https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp

 

Here are some bullet points for the program:

 

  • No Down Payment required
  • Minimum 620 credit score required
  • Usually max 43% to 45% debt to income ratio
  • Borrowers household income cannot exceed a certain amount set forth by USDA. This is also available in a search engine on the website I provided.
  • 6% sellers concession allowed
  • Available on purchase or rate and term refinance
  • Available on primary residence only
  • Available on single family or condos only
  • Reduced Mortgage insurance as compared to conventional or FHA

If you have any questions or any prospective borrowers, please do not hesitate to contact me.

Have a wonderful day!

 

Thank You!

 

 

Dominic DiGrazio Mortgage Loan Originator

Classic Mortgage, LLC

25 East Spring Valley Avenue| Maywood, NJ  07607

Main: 201-368-3140 ext. 30 | Fax: 201-909-5839

Cell: 973-356-5333 

NMLS # 204838| Company NMLS # 31149

ddigrazio@classicmortgagellc.com

www.linkedin.com/in/dominic-digrazio-14373343/

 

 

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Friday, April 26, 2019

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Why use Remine?

Enjoy full MLS access (more than consumer portals offer) to listing data with the industry's fastest alerts
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We also offer a mobile app that syncs with desktop.
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