Your HomeActions Updates for Friday, October 02, 2015.

Hi, . Here are your Articles for Friday, October 02, 2015. Is this email not displaying correctly? View this in your browser Gloria Benaroch John "Marty" Garland (732) 245-4031 gloribee@comcast.net 17 W River Rd Rumson, NJ 7760 Gloria's Website Gloria's Blog Hi, . Here are your Articles for Friday, October 02, 2015. How To Motivate Homebuyers With Fantastic Photography Today’s homebuyers start their home searches online. That makes it critical to have photos that showcase your home to its best advantage. Click Full Article below to see what you can do get photos of your home that really pop. Full Article Save Article Article Feedback Share Article What's The Difference Between An Appraisal And An Inspection? An appraisal and inspection sound the same, but they're two very different events in the home sale process. Click Full Article below to find out what you need to know about each. Full Article Save Article Article Feedback Share Article 3 Top-Priority Home Improvement Projects There are so many things you want to do to improve your house. What should you tackle first? Click the full article right below here to learn about the three most important things to address. Full Article Save Article Article Feedback Share Article Create a Welcoming Outdoor Space with These 6 Steps You don't have to spend a lot to create a welcoming outdoor space. Click the full article right below here for some ideas to make the exterior of your home as inviting as the interior. Full Article Save Article Article Feedback Share Article What You May Not Know about Fire Insurance Many homeowners only find out what they don't know about fire insurance when it's too late. Click the full article right below here for some essential steps to fully protect yourself. Full Article Save Article Article Feedback Share Article Move or Improve? The 8 Secrets to Making a Decision Weigh your options carefully before deciding whether to sell or remodel your home. Click the full article right below here for our list of 'key variables' that will help you decide which step you should take. Full Article Save Article Article Feedback Share Article Get To Know Your Neighborhood Get the inside scoop on your neighborhood--or any neighborhood--and see data about everything from schools to household income. It all starts by clicking the Full Article link below. Full Article Save Article Article Feedback Share Article Local Entertainment And Events Calendar You’ll always know where the fun’s going on with our interactive local events calendar featuring social sharing, images, videos and ticket links. Click Full Article below to see what's happening or to add your own local events. Full Article Save Article Article Feedback Share Article Update Your Information Saved Articles Comments and Feedback Refer A Friend Your Privacy Our firm provides the information in this e-newsletter for general guidance only, and does not constitute the provision of legal advice, tax advice, accounting services, investment advice, or professional consulting of any kind. The information provided herein should not be used as a substitute for consultation with professional tax, accounting, legal, or other competent advisers. Before making any decision or taking any action, you should consult a professional adviser who has been provided with all pertinent facts relevant to your particular situation. Tax articles in this e-newsletter are not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding accuracy-related penalties that may be imposed on the taxpayer. The information is provided "as is," with no assurance or guarantee of completeness, accuracy, or timeliness of the information, and without warranty of any kind, express or implied, including but not limited to warranties of performance, merchantability, and fitness for a particular purpose. Powered by Copyright © HomeActions, LLC All rights reserved. unsubscribe | update subscription preferences

Fwd: How Do I Prepare Before a Hurricane?

 

SERVICEMASTER by Replacements http://www.smbyreplacements.com How Do I Prepare Before a Hurricane? With the threat of Hurricane Joaquin, there are some tips you should be aware of to prepare. You can minimize the damage a hurricane causes by having a plan in place. There are a number of things you can do to prepare for a hurricane, according to the Federal Emergency Management Agency (FEMA) and Ready.gov, including: Stock up on emergency supplies. Have a week's supply of water, plenty of nonperishable food items and refill necessary prescriptions for family members, including pets. Create an evacuation route for all family members. Identify two meeting places: one right outside the home and another outside the neighborhood in case access to the home is cut off. Make sure everyone knows the address and phone number of the second meeting place. Identify the location of community shelters. Fill vehicles' gas tanks and make sure to have a car charger for cell phones. Learn the elevation level of your property and whether the land is flood-prone. This will help you know how your property will be affected when storm surge or tidal flooding are forecasted. Identify levees and dams in your area, and determine whether they pose a hazard to you. Cover all of your home's windows. Permanent storm shutters offer the best protection for windows. A second option is to board up windows with 5/8" marine plywood, cut to fit and ready to install. Tape does not prevent windows from breaking. Install straps or additional clips to securely fasten your roof to the frame structure. This will reduce roof damage. Be sure trees and shrubs around your home are well trimmed so they are more wind resistant. Clear loose and clogged rain gutters and downspouts. Reinforce your garage doors; if wind enters a garage, it can cause dangerous and expensive structural damage. Plan to bring in all outdoor furniture, decorations, garbage cans and anything else that is not tied down. Install a generator for emergencies. If in a high-rise building, be prepared to take shelter on or below the 10th floor. Consider building a safe room. Source: www.ready.gov/hurricanes      Terminix® | American Home Shield® | Merry Maids® | AmeriSpec® |  ServiceMaster Clean® | ServiceMaster Restore® | Furniture Medic® | ServiceMaster Restore services provided by independently owned and operated franchises and may vary depending on location. © 2014 ServiceMaster Residential/Commercial Services. L.P. All Rights Reserved.

 

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Move season is here! Keep these Top 10 Happy Move Day tips and tricks in mind! #Moving #HappyMoveTip - http://pinterest.com/pin/228628118558599399/?s=3&m=gmail

Fwd: August 2015 changes on the horizon!

Gerald Santoro ​   Peoples Home Loans ​   Mortgage Banker NMLS # 630694 (732) 784-8119 gsantoro@bankingunusual.com bankingunusual.com/about-us/bankers/gerald-santoro Peoples Bank  NMLS# 690890 ​

Fwd: Mid-Week Promotions at the Jersey Shore from ShoreFoodie.com

THIS WEEK AT THE JERSEY SHORE Visit ShoreFoodie.com Under "Find a Promotion" for more information  New Check out our posts today on ShoreFoodie.com on Benny's Burgers in Lake Como (Fantastic Foods) and A Reborn Matisse (Restaurant Review) Upcoming  Salt Creek Grille 4 course wine dinner created by Executive Chef Robert Belt and featuring "The Prisoner" wines. $95++pp. 732-933-9272. October 7th or 8th.   Celebrate  Oktoberfest at the Shore's favorite German restaurant, Schneider's in Avon Monday  FOOD * Gourmet take-out at Joe Leone's- Chicken Valdostana, Bone-in    Balsamic Chicken Bianco,  Pulled Pork, Filet Mignon Skewers, Baked    Scrod Oreganata, Fettuccine Arrabiata  and more Bar and Dinner Specials at Crab's Claw Mexican Mondays at McGillicuddys. Mexican inspired food specials 2 for 1 Bar Pies at Rella's Four Winds - Prime Rib Night: 12oz cut for $15.99 20oz cut for $20.99 32oz cut for $32.99 2 for 1 Burger Night at Bar A. 1/2 price appetizers after 8pm. Fratello's Cheeseburger Night at Simko's Grill. 25% off all sushi at Simko's Grill. 2 for 1 Burgers at The Irish Rail Sushi Monday. Langosta Lounge. $5 select sushi rolls, $15 sake flights, $5 hot sakes Danny's Steakhouse - Man Men Lunch $15 DRINK Happy Hour at McGillicuddys, 709, Buona Sera, Crab's Claw and Waypoint 622. Buona Sera Restaurant & Bar in Red Bank. 1/2 price wine. Any bottle. Any price. Always 1/2 off. ½ price wine at Salt Creek Grille ½ price wine at 709 Bar A - . Enjoy $2.50 Lite Pints, $2.75 Bottles and $6.50 Pitchers plus $3 Sols & Dos Equis ALL NIGHT $2 Bud/Bud Light Pints and 1/2 price wings during football at Reef & Barrel $2.00 off any glass of wine. Danny's Steakhouse FUN Game On at Rella's-7pm. Bingo, Name That Tune, What's in Your Pocket and Trivia. Meet people, win prizes and giveaways. String Bean. Langosta Lounge.  Texas Hold 'Em. 7pm. Football. Complimentary 1/2 time buffet at Crab's Claw Inn. Football Specials. Simko's Grill. Monday, Thursday & Sunday $5 Menu.Quesadillas, Cheesesteaks, Sushi Rolls, Pizza, and Tacos with over 20 more items to choice from. DRINK SPECIALS!!! Domestic Draft Pints and Domestic Bottles $2.75, plus Drink Specials Turnpike Mike at Remington's. Tuesday FOOD Gourmet Take-Out at Joe Leone's- Grilled Chicken alla Chris, "GF" Chicken Parmigiana,  Boneless Pork Chops w/ Olive Salad, Flank Steak w/ Tomato Basil Salsa, Grouper Puttanesca, Orecchiette Genovese and more Tuesday in the Raw. 709. Enjoy half price select sushi rolls every Tuesday from 12pm-close! Dine-in Only, Early Bird dinners and three courses for $39.99 at Prime 13 Bar and Dinner Specials at Crab's Claw Prime Rib Night at  McGillicuddys. Starting at $15.99  Tacos at Bar Anticipation. Complimentary fajitas Brandl - Midweek Tapas: Tuesday - Thursday; choice of 3 items from tapas menu. $25 1/2 price appetizers after 8pm. Fratello's 2 Tacos for $3 Tuesday at Crab's Claw.  Family Night at Rella's-Dine with any party of 4 or more and receive 20% off of your food check Tuesday Tacos at Harpoon Willy's Burger Night at David Burke Fromagerie. Glass of wine or beer, DB Classic Burger or new fried oyster Po Boy Pasta Night at Simko's Grill. $12-$18 includes soup or salad and 25% off all sushi. 4 Tapas and 4 Wine Flights. $19. Langosta Lounge. 3 course prix fixe. Nonno's. 4-6pm Danny's Steakhouse - Man Men Lunch $15 Danny's Steakhouse - For only $18 you can enjoy one of our Tasty Burgers!  Price includes a Field Green Salad & choice of: Pint of Beer or Glass of Wine Enjoy half price wings every Tuesday night.  In house only. Jersey Shore BBQ DRINK Happy Hour at Simko's Grill, Remington's, Cross & Orange, The Mill, Buona Sera, 709, McGillicuddys, Crab's Claw, David Burke Fromagerie and Waypoint 622 Timeless Tuesdays at Rella's-Happy Hour prices all night plus $5 food menu. ½ price draft beer at Salt Creek Grille 1/2 price wine. Any bottle. Any price. Always 1/2 off at Buona Sera Half price wine night at Remington's Bar A - 8pm Beat the Clock with Bud Lite Drafts start at only $.50 and increase every hour $.25 until midnight. McGillicuddy's - $4 Goose Island IPA'a $1 drafts at Crab's Claw Inn. FUN Dennis & John 9pm. Crab's Claw Inn  9:30pm The Event Horizon at Bar A Wednesday FOOD Gourmet Take-Out at Joe Leone's- Chicken Rossini, Bone In Chicken Balsamico, Hanger Steak w/ Wild Mushroom Bruschetta, Pork Cutlet Saltimbocca and more Early Bird dinners and three courses for $39.99 at Prime 13 Bar and Dinner Specials at Crab's Claw Burger and Ribs Night at McGillicddy's. Build a burger with 5 toppings for $9.50. Racks of ribs starting at $14.95. Pasta Night at Rella's Wednesday Clambake at Harpoon Willy's Brandl - Midweek Tapas: Tuesday - Thursday; choice of 3 items from tapas menu. $25 Burger and a Pint - $15. Cross & Orange Nonno's - Prix Fixe - All Night $25 - 3 courses Wednesday is Couple's Night at Scarborough Fair. Join us for a Romantic Dinner for Two Try our 5 Course Tasting Menu prepared by guest Chef Wally Weaver Served between 5 to 8 pm. $55 pp (with wine pairing $25 additional) plus tax and gratuity. Or Order off our ala Carte Dinner Menu. Finish off your romantic evening with a choice of Lemoncello or Godiva Chocolate liqueur, Compliments of Scarborough Fair. Bistro Wednesdays at Langosta Lounge. 3 course prix fixe. $25. 1/2 price appetizers after 8pm. Fratello's 25% off all sushi at Simko's Grill. Buy one sandwich, with or without sides, get the second half off!  In house only. Jersey Shore BBQ Local Wednesdays Appetizers & Signature Drinks 7 dollars Staff Selected Wines  15 Langosta Danny's Steakhouse - Man Men Lunch $15 The Irish Rail - 2 for 1 Reubens Pasta Night. $19 Buona Sera DRINK Happy Hour at Cross & Orange, The Mill, Buona Sera, 709, McGillicuddys, Crab's Claw , David Burke Fromagerie, Danny's and Waypoint 622. Wine Down Wednesday at Rella's Bar A's BIG BEER IS BACK! Enjoy a Retro, Ice Cold 40oz Beer Only $5. FREE Admission ALL NIGHT ½ price wines by the glass-Salt Creek Grille $2.00 off Martinis at Four Winds ½ price wines by the glass. All day at Simko's Grill $2 off any draft beer at Danny's Steakhouse $2.50 Yuengling Drafts at McGillicuddy's FUN Bar A - Thunder 106 ROCKIN COUNTRY HAPPY HOUR - Party 5 - 9 pm with DJ Chris. Plus, 7pm After the Reign. $2.75 Miller Lites All Night.Party with DJ Chris all night! Reef & Barrel - Willie Lynch Band - 7pm  McGillicuddy's. Frankie Palmer. 6:30pm. Bingo. Crab's Claw Inn.   709 - Point Pleasant Beach Bar Anticipation - Lake Como Brandl - Belmar Buona Sera, Red Bank Crab's Claw Inn - Lavalette Cross & Orange - Asbury Park Danny's Steakhouse, Red Bank  David Burke Fromagerie - Rumson Doolan's Shore Club, Spring Lake Heights Four Winds - Manasquan Harpoon Willy's - Manasquan Joe Leone's - Point Pleasant La Dolce Vita - Belmar Langosta Lounge, Asbury Park La Terrazza Cucina Rustica & Bar - Belmar McGillicuddy's - Loch Arbor Prime 13 - Point Pleasant Pop's Garage, Asbury Park Reef & Barrel - Manasquan Rella's - Brielle Remington's, Manasquan Salt Creek Grille - Rumson Scarborough Fair - Sea Girt Simko's Grill, Brielle The Irish Rail, Manasquan The Mill - Spring Lake Heights Waypoint 622 - Brielle    SAVE 25% Super Fresh SUSHI Simko's Grill, Brielle Print out coupon or show on phone. Offer Expires 10/15/2015. Coupon must be printed and presented in person or shown on phone; coupon is non-transferable; 1 coupon allowed per customer

Pre-approval vs. Pre-qualification – What’s the Difference?

http://www.totalmortgage.com/blog/general/pre-approval-vs-pre-qualification-whats-the-difference/24738#.VglOL4RHv18.gmail

Fwd: Pricing Your Home To Sell

Homeowners that are looking for a new place to live or are relocating to another city will have to think about selling their current home first. There are a number of steps to getting your house on the market and into the hands of a buyer, and price is one of the most important elements of the sale. In order to price your home to sell while still providing you with a profit, it is important to conduct some research.



The most important piece of information to help determine your price is what comparable properties are selling for. You will want to look at a number of similar homes to see what the original list price was and at what price it sold. After that, you will want to take a look at your neighborhood sales. While not all the houses will be the same size or have the same amenities, location to desirable shopping, good schools and parks can add to your potential price. Foreclosures or other negative neighborhood aspects could drive your price much lower.



Many home sellers feel that they will start with a higher price in order to leave room for negotiations. This isn't always a good strategy, especially in today's market. If you price your home above the current market, it will remain unsold for some time. During this time, you are paying your mortgage, utilities, property taxes, and maintenance costs. These costs usually add up to more than the money you might make by listing at a higher price.



In a seller's market, homes that are priced aggressively will often yield multiple buyers and multiple offers. If you can get multiple offers, your home can often sell for more than what you ask for the home. When buyers compete against each other, you win.



Together, we could come up with a great pricing strategy to get your home sold. Give me a call.

Fwd: Pricing Your Home To Sell

Homeowners that are looking for a new place to live or are relocating to another city will have to think about selling their current home first. There are a number of steps to getting your house on the market and into the hands of a buyer, and price is one of the most important elements of the sale. In order to price your home to sell while still providing you with a profit, it is important to conduct some research.

The most important piece of information to help determine your price is what comparable properties are selling for. You will want to look at a number of similar homes to see what the original list price was and at what price it sold. After that, you will want to take a look at your neighborhood sales. While not all the houses will be the same size or have the same amenities, location to desirable shopping, good schools and parks can add to your potential price. Foreclosures or other negative neighborhood aspects could drive your price much lower.

Many home sellers feel that they will start with a higher price in order to leave room for negotiations. This isn't always a good strategy, especially in today's market. If you price your home above the current market, it will remain unsold for some time. During this time, you are paying your mortgage, utilities, property taxes, and maintenance costs. These costs usually add up to more than the money you might make by listing at a higher price.

In a seller's market, homes that are priced aggressively will often yield multiple buyers and multiple offers. If you can get multiple offers, your home can often sell for more than what you ask for the home. When buyers compete against each other, you win.

Together, we could come up with a great pricing strategy to get your home sold. Give me a call.