Why get Pre-Approved?

Why get Pre-Approved?     Hello , There's a big difference between being Pre-Approved and Pre-Qualified. Home buyers who get pre-approved have submitted documentation and their application has been put through a rigorous process. Pre-qualification is only a preliminary assessment of a borrower's ability to qualify and requires more time, documentation and examination to confirm eligibility Pre-Approval = Commitment Time to shop and compare loan options Qualifications reviewed and verified by lender Confidence in affordability Can close quickly Pre-Qualification = Estimate Lose leverage to shop and compare loans and homes May waste time looking at homes out of price range Purchase offers less attractive to home sellers - especially in multiple offer situations Must wait for review and verification by lender We can put time on your side and help you get prepared to have the best possible experience, whenever you're ready to buy a home. Let's talk about your options.               Justin Petruzziello Branch Managing Director NMLS# 216884   Direct: 732-330-7749 Office: 848-480-2354 jpetruzziello@rhfunding.com www.rhfunding.com/jpetruzziello     Gloria Benaroch Broker Associate 8935976   Cell: 732-245-4031 Office: 732-842-3434 gloribee2008@gmail.com www.gloribee.com   This is not a commitment to lend. All rates, fees and loan terms are subject to a formal loan application, credit risk, appraisal evaluation and other lending criteria. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply. NMLS# 34973. New Jersey Licensed by the NJ Department of Banking and Insurance - License # 9964632 325 W. Water Street, Ste. 2W Toms River, NJ 08753 Copyright 2016 Residential Home Funding. All rights reserved. Unsubscribe.

                                 

 

This week only: Career-boosting credentials—$100 off

Prove your social media cred with our 3-day limited offer

3 days only—get $100 off Hootsuite Academy Social Marketing Certification Get certified

Many claim to have impressive social media skills. Very few can prove it. The best way to prove yours? Hootsuite Academy's Social Marketing Certification—industry-recognized credentials that show your employer, new job prospects, or potential clients that you know your stuff better than anyone.

And for the next 3 days, we're offering certification for 50% off.

Certification proves you have top-notch skills in: Social media strategy Content marketing Social media advertising Community building

To sweeten the deal, you'll also be included in the Certified Professionals Directory—making it easy to verify your new credentials.

Here's how to redeem this one-time offer: 1. Click "Get certified" below. 2. Click the "Get Certified" button at the top of the landing page. 3. Create a free Hootsuite Academy account (if you haven't already). 4. Follow the checkout steps and receive your $100 discount.

Remember, this offer expires in just 3 days.

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Essential Social Skills 3: Listening and Engaging

The third email in a five-part series.

Posting content is only one half of a two-way conversation. Social media managers also need to answer questions, provide support, and even seek out conversations that are relevant to their brand. For example, 5 Guys Burgers grew their social presence by collaborating within Hootsuite to publish, engage, and most importantly, listen to their audience to better understand how to engage them. Watch this video to learn how you can find the important conversations happening around your products or brand using Hootsuite. It's easy and can do wonders for your social presence. Up next: harnessing your inner data nerd. Stay tuned. Stay social, The Hootsuite Team

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A New Starbucks opening can signal gentrification in a neighborhood, Harvard study finds

When a new Starbucks comes to town, you can expect to find a 0.5% increase in house prices in that ZIP code within a year, according to a recent study by the Harvard Business School.

But that doesn’t mean that Starbucks is attracting more affluent residents. In fact, the opposite is likely true.

The study presents a broader assessment of gentrification measures, determining that the neighborhood development is “strongly associated” with a jump in the number of restaurants, bars, cafes and grocery stores.

Based on their observations, the study asserts that a Starbucks opening can be a sign of gentrification.

“The presence of a Starbucks is far less important than whether the community has people who consume Starbucks,” the study stated. “Consequently, we think that this variable is likely to be a proxy for gentrification itself.”

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The 3 easy—but important—things you need to do to get started

Hootsuite is a great way to grow your brand and find new customers on social. So we wanted to remind you of the three key things you'll need to do to see results with it. Add your social networks Huge time saver. Adding your social networks to Hootsuite lets you manage them in one place and engage with your followers without toggling tabs or logging in and out of accounts. Schedule a message Set it and forget it. Message scheduling lets you line your posts up now so that you don't have to interrupt what you're doing to publish later. Add a stream Stay in the know. Setting up a stream lets you follow specific hashtags and keywords, so you always know what's being said on social. Hootsuite has countless features to help you drive results on social. But doing these three key things first will help you manage social media like a pro. All the best, The Hootsuite Team

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