MarketBuzz Monmouth County

Quarter 1 Review

NJ Realtors® Skinny - Q2

May 2021 - NJ Realtors® Skinny

June 2021 - NJ Realtors® Skinny

June Local Market Update 2021 For Monmouth County NJ

Market Buzz for May 24, 2021

Gloribee Market SnapShot 4 13 21

February 2021 Local Market Update it's Sizzling

Market Update2 22 2021

Real estate Stats Jan 25 2021 for Monmouth County NJ

Monmouth County, NJ Stats Jan 26 2021

Four Expert Views on the 2021 Housing Market

8 Tips to Sell in the Dead of Winter

8 Tips to Sell in the Dead of Winter: Offer your clients a list of important ways to prepare their home for a winter showing.

Grandmillennial Style: The Return of Floral Wallpaper | www.nar.realtor

Grandmillennial Style: The Return of Floral Wallpaper | www.nar.realtor

Fwd: No Down Payment Required! USDA Loan Program

Are you aware that on a USDA Loan Program, there is no down payment required! Also, on this program, if appraised value comes in higher than the contracted purchase price, a portion of the excess value can be used for the buyers closing costs and escrows. If you are interested in searching for a property if it qualifies in a USDA eligible area, here is the website. Just enter the address in the search bar, and it will dictate whether the property is eligible.

 

https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do?pageAction=sfp

 

Here are some bullet points for the program:

 

• No Down Payment required
• Minimum 620 credit score required
• Usually max 43% to 45% debt to income ratio
• Borrowers household income cannot exceed a certain amount set forth by USDA. This is also available in a search engine on the website I provided.
• 6% sellers concession allowed
• Available on purchase or rate and term refinance
• Available on primary residence only
• Available on single family or condos only
• Reduced Mortgage insurance as compared to conventional or FHA

If you have any questions or any prospective borrowers, please do not hesitate to contact me.

Have a wonderful day!

 

Thank You!

 

 

Dominic DiGrazio | Mortgage Loan Originator

Classic Mortgage, LLC

25 East Spring Valley Avenue| Maywood, NJ  07607

Main: 201-368-3140 ext. 30 | Fax: 201-909-5839

Cell: 973-356-5333 

NMLS # 204838| Company NMLS # 31149

ddigrazio@classicmortgagellc.com

www.linkedin.com/in/dominic-digrazio-14373343/

 

 

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