Wednesday, March 31, 2010

Exclusive Waterfront Property in Rumson

Sailors' and boaters' Delight. Riverfront property that can accomodate a 46 foot Sailboat plus other boats. for more information Call Gloria B 732-245-4031

 

Posted via email from Gloria's posterous

Thursday, January 21, 2010

Homeowners Insurance Costs Soar

Homeowners Insurance Costs Soar: "10 Most Expensive Homeowners Insurance States State Average Premium Change
Florida $1,534 Up 10.7%
Texas $1,448 Up 2.8%
Louisiana $1,400 Up 11.4%
Oklahoma $1,054 Up 3.5%
Massachusetts $1,023 Up 10.6%
Mississippi $1,019 Up 2.1%
Rhode Island $950 Up 3.4%
New York $936 Up 7.7%
Connecticut $929 Up 5.8%
California $925 Down 1.3%
National Average $822 Up 2.2%
Source: National Association of Insurance Commissioners"


YEah New Jersey is not on this list!

Monday, January 18, 2010

CNBC – Big Banks, Short Sales, Kick Backs and Fraud « Jeremy Brandt

CNBC – Big Banks, Short Sales, Kick Backs and Fraud « Jeremy Brandt: "Short Sales, Bank Fraud and Off-HUD PaymentsCNBC – Big Banks, Short Sales, Kick Backs and Fraud
This morning CNBC aired the story we brought them regarding short sales, bank fraud and kick-backs to banks.
—————————–
Diana Olick — CNBC Real Estate Reporter
Big Banks Accused of Short Sale Fraud
Just as regulators, lawmakers and all forms of financial oversight boards are talking about new regulations to guard against mortgage fraud and another mortgage meltdown, there appears to be yet a new mortgage fraud out there today, allegedly perpetuated by agents of, yes, the big banks."
http://www.jeremybrandt.com/cnbc-big-banks-short-sales-kick-backs-and-fraud/

Wednesday, December 30, 2009

Our Visit to the Rockefeller Tree


This was our 10th Anniversary and we celebrated by going to the Rockefeller tree and staying at the St Regis Hotel.

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Friday, December 11, 2009

Looking Through the Buyer's Eyes

Below are questions to ask yourself when preparing your home for sale, to ensure it looks the best it possibly can to the buyer's eyes.
Exterior
•Does your yard look well maintained?
•Are the trees and bushes trimmed?
•Is your lawn mowed and edged?
•Is your lawn free of weeds?
•Are the decks and patios clean?
•Does your house need painting?
•Are there any exterior holes or cracks?
•Are your walks and porches clean and in good repair?
•Does your roof leak or sag?
•Are any shingles or tiles missing?
•Is your chimney in good shape?


Looking Through the Buyer's Eyes full story

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Tips for Finding The Right Home

When beginning the process of finding a new home, it is often difficult to know where to begin. Before researching the market or analyzing housing options, homebuyers may want to start by prioritizing their family's needs, determining what are "must-haves" versus what are "nice-to-haves." Below are some factors you may want to consider when trying to find the right home for your family.

Tips for finding the right home full story




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Wednesday, November 11, 2009

Today We Celebrate ALL Veterans

Veterans Day is traditionally celebrated on Nov. 11 to coincide with the signing of an armistice that ceased most major conflict during World War I. In 1919 President Woodrow Wilson made Nov. 11 Armistice Day which would later be renamed Veterans Day.

The Veterans of Foreign Wars of the United States Web site says that Veterans Day “is an opportunity to publicly commemorate the contributions of living veterans.”

It is also a day of remembrance for those serving in overseas conflicts and any who have served.

I know that alot of you have family or friends that have served or are serving in the military. There are many sacrifices that these brave individuals and their families make every day and because of these sacrifices we are fortunate to have the freedom to live our lives as we do.

Today I say thank you to those brave men and women and reflect on how fortunate I am to live in this great country.

Saturday, November 07, 2009

"President Obama has signed into law the Unemployment Compensation Extension Act (H.R. 3548) that included, as an amendment, the extension and expansion of the Homebuyer Tax Credit.

The bill provides a new incentive for existing homeowners who have owned their current homes at least five years, making them eligible for tax credits of up to $6,500 when they purchase a new home. I believe this provision benefitting existing home owners, combined with historically low interest rates, will help engage a large number of qualified move-up buyers who have been sitting on the sidelines hesitant to list their current homes… if they act now!

The bill also extends the previous incentive for first time homebuyers – or anyone who hasn’t owned a home in the last three years. Those buyers will still get up to an $8,000 refundable tax credit.

The legislation includes other qualification provisions. For example, the credit is available only for the purchase of principal homes (no second or vacation homes) costing $800,000 or less and the credit is scaled back and gradually eliminated for individuals with annual incomes above $125,000 or couples with incomes above $225,000.

To qualify under either provision, buyers must sign a purchase agreement by April 30, 2010 and close by June 30. This is likely to be the last tax credit that the government will offer to first time and move-up buyers. The window of time is shorter than it may seem, especially for potential buyers who need to list and sell their existing homes. We must do everything we can to help them take complete advantage of it."

Home Buyers and Home Owners of 5 years, take advantage of the tax credit NOW

President Obama has signed into law the Unemployment Compensation Extension Act (H.R. 3548) that included, as an amendment, the extension and expansion of the Homebuyer Tax Credit.


The bill provides a new incentive for existing homeowners who have owned their current homes at least five years, making them eligible for tax credits of up to $6,500 when they purchase a new home. I believe this provision benefitting existing home owners, combined with historically low interest rates, will help engage a large number of qualified move-up buyers who have been sitting on the sidelines hesitant to list their current homes… if they act now!

The bill also extends the previous incentive for first time homebuyers – or anyone who hasn’t owned a home in the last three years. Those buyers will still get up to an $8,000 refundable tax credit.
The legislation includes other qualification provisions. For example, the credit is available only for the purchase of principal homes (no second or vacation homes) costing $800,000 or less and the credit is scaled back and gradually eliminated for individuals with annual incomes above $125,000 or couples with incomes above $225,000.
To qualify under either provision, buyers must sign a purchase agreement by April 30, 2010 and close by June 30. This is likely to be the last tax credit that the government will offer to first time and move-up buyers. The window of time is shorter than it may seem, especially for potential buyers who need to list and sell their existing homes. We must do everything we can to help them take complete advantage of it.

Myths vs facts

From the guru of agency, John Reilly: Regarding the Bright Analysis by Lisa Sturtevant, PhD Bright Chief Economist Our analysis shows that t...