Fwd: Smoke & CO Alarms | HomeKeepr Reminder

Smoke & CO Alarms Reenergize for Safety When it comes to safety, there are very few items in your home more important than the smoke and CO detectors. With very little cost and effort you can rest assured knowing that warning systems are in place to let you know when there is trouble. Start by taking a quick tour through your home and noting the types of batteries each detector uses. Get more info Your HomeKeepr Pro Gloria Benaroch gloribee@comcast.net (732) 245-4031 Visit my website Upcoming Reminders Pest & Insect Inspection Gutter Cleaning Roof Inspection Central A/C Maintenance

TM and copyright © 2016 Which Ventures, Inc 1280 Wall Street West, Suite 306B, Lyndhurst, NJ 07071 All Rights Reserved / Privacy Policy / Terms of Service. To unsubscribe, please reply with "unsubscribe" in the body of the email. Live4.1a

Fwd: Pest & Insect Inspection | HomeKeepr Reminder

​​     Pest & Insect Inspection Look for Creepy Crawlers Termites and other insects aren't just annoying to have in your home. They can cause real damage to the structure. An annual inspection of your property by a pro can head off at the pass any problems before they become too serious. A routine inspection of the interior of your home, including attic and basement, as well as the exterior will give you some peace of mind. Get more info Your HomeKeepr Pro Gloria Benaroch gloribee2008@gmail.com (732) 245-4031 Visit my website Upcoming Reminders Smoke & CO Alarms Gutter Cleaning Central A/C Maintenance Roof Inspection

TM and copyright © 2016 Which Ventures, Inc 1280 Wall Street West, Suite 306B, Lyndhurst, NJ 07071 All Rights Reserved / Privacy Policy / Terms of Service. To unsubscribe, please reply with "unsubscribe" in the body of the email. Live4.1a

Gloria Benaroch moves to Ridge Realty

We are excited to announce, celebrate and welcome Gloria Benaroch to the Ridge Realty family.  Gloria has accepted the position of Broker manager at our West Long Branch office.  Ridge Realty is a family owned and operated Brokerage serving both Monmouth and Ocean counties with eight offices since 2001. It is with much joy and anticipation that we welcome Gloria to the Ridge Realty family.  We look forward to Gloria being a benefit and asset to our sellers, buyers and agents with her expertise and knowledge acquired while serving her own clients this past 25 years, most recently with Coldwell Banker in Rumson New Jersey over the last 15 years.     Gloria will be announcing a special celebration and office warming party via email in the coming days, to be held at her new office at 1049 Broadway Suite 2, West Long Branch New Jersey 07764.  Gloria's assistant (and husband) John "Marty" Garland is also reaching out via phone to spread this exciting news and to update your contact information for the invitation. Please be on the lookout for your invitation in the next few weeks. The tentative date for Gloria's celebration is Sunday March 13th from 4 to 6 PM.  Gloria hopes all of you will save the date and come and support Gloria in her new (ad)venture.   Much Success, Ridge Realty 1049 Broadway Suite 2 West Long Branch, NJ 07764 (732) 229-2300    .

 

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Sent By: Ridge Realty 1049 Broadway (o) 732-229-2300 West Long Branch NJ 07764 U.S.A.

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Rates Slightly Drop Again

> Good Evening,
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> Just wanted to make you aware that the 10 yr Treasury Note has dropped to 1.86 as of market closing today. These are levels that havent been seen for almost a year now. This has resulted in mortgage rates lowering!  With the spring market upon us ( hopefully no more blizzards!), it is an opportune time for buyers to start hitting the pavement to take advantage of these low level mortgage rates.
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> I am available everyday to assist any of your prospective buyers to be pre-approved for their new home purchase. Depending upon the borrowers information and records, I can perform a pre-approval within 10 minutes. Borrowers, such as self employed borrowers, would require more detailed information for me to receive, to properly perform a effective pre approval.
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> And if you need any flyers to place at your open houses, detailing some loan program information, or current rates, I would gladly put together for you.
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> Lastly, this also goes for anyone you may know looking to refinance. Now could be the time to look into a lower rate or reducing the current term of the mortgage.
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> Thanks Again for listening, and have a great night!
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> Thank You!
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> Dominic DiGrazio | Branch Manager
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> Residential Home Funding Corp.
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> 60 Route 46 East, 2nd floor | Fairfield, NJ 07004
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> Main: (973) 575-1550  ext. 10 | Toll Free: (844)-524-1026
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> Cell: (973) 356-5333  | Fax: (973) 575-1551
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> NMLS # 204838 | Company NMLS # 34973
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> ddigrazio@rhfunding.com
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> www.rhfunding.com
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> NJ- Licensed by the NJ Department of Banking and Insurance – License # 9964632
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> NY- Licensed by the New York State Banking Department- License # B500689
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> PA- Licensed by the Pennsylvania Department of Banking – License # 20875
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> FL- Licensed by the Florida Office of Financial Regulation #MLD388.
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> Confidentiality Notice:
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> The information contained in the E-mail is privileged and confidential information intended only for the use of the individual(s) named above.  If the reader of this message is not the intended recipient, you are hereby notified that any dissemination, distribution, or copy of this communication is strictly prohibited.  If you have received this communication in error, please contact the sender by reply E-mail and destroy all copies of the original message.   Thank you.
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Fwd: (Toss Tip) February Challenge from Jamie Novak 2-2-16

February Challenge: Make It or Make It Go Away Back when I feeling crafty I decided to make a bracelet. So, I bought a bracelet making kit. The kit included enough supplies to make 50 bracelets. I made one. That was 3 years ago. And now I have enough leftover beads to make 49 more! Then there are all the empty tins from mints. I saw on Pinterest how you can make tiny play sets – like a mini dog with a bed and bowl. I keep thinking I might be the kind of person to make one of these sets for my niece. So far I have not been that kind of person – but I keep hoping. And let's not forget the random felt pieces, excessive quantities of pom-poms and enough pipe-cleaners to twist together a floor length dress. Of course I have containers of itty, bitty beads. No self-respecting craft cabinet would be complete without them. And who doesn't have Mod Podge? I do!! Lots of them! And I also have stacks of empty boxes. I keep them after all you never know when I might bead a bracelet, using 3 year old beads, then gift it to someone in one of these cute boxes. My closets and drawers are filled with craft supplies for crafts I'm not making! Which brings me to our February Challenge – make it or make it go away! February, a month when we are mostly stuck inside because it is too cold/rainy/snowy to go out, seems like the perfect month to craft something. Here's How to Challenge Works: 1. Make something new or finish something you started (yes, a handmade Valentine's Day card or construction paper cut-out hearts or a wreath counts) 2. Find some craft kits or craft supplies to share (and then share them – it DOESN'T count unless they leave your house) 3. Toss anything that is too icky to save – broken beads, dried glue, paint brushes that shed bristles (you get the idea) Note: need a place to share crafts? Think about assisted living facilities, retirement homes, school art teachers, children's librarians, and scout troop leaders. Here's my overall organizing plan: I designated a single drawer as the craft drawer. I am going to fill it until I can't shut it without using my hand to push the stuff down. Once I outgrow the drawer I am going to have to make choices about what to make and what to make go away. The 49 bracelet kits – make it go away! I had three years, the beads are going to start disintegrating. The empty mint tins- make it go away! I will eat more mints, I will get more tins. The random felt pieces, pom-poms and pipe-cleaners. Keep! A reasonable quantity. How many pom-poms do I use on any given day? The containers of glass beads – make it go away! Someone is beading right now and that person can use them. Plus if the lids pop off one more time and I have to chase tiny beads around the hardwood floor I might lose it. The Mod Podge – keep! Hey, you never know. It is good for so many things. The empty boxes – keep! One of each size. That's it. That's the challenge. Are you ready to give it a try? If so I sure hope you'll let me know what you make AND what you make go away! Wishing you a clutter-free week, Jamie PS New programs were just added! Here's a snapshot list of locations listed alphabetically– click here for details about each event: Allendale, NJ Tuesday April 26th 7pm Bayville, NJ Wednesday March 31st 6:30pm Clifton, NJ Tuesday April 12th 7pm Emerson, NJ Thursday April 14th 7pm Hackensack, NJ Tuesday March 15th 7pm Hillsborough, NJ Thursday April 21st 7pm Ho-Ho-Kus, NJ March 24th 7pm Lavalette, NJ Wednesday April 6th 7:30pm Little Falls, NJ Thursday May 19th 7pm Long Valley NJ Wednesday April 27th 7pm Manahawkin, NJ Saturday May 14th 2pm New Egypt, NJ Monday March 21st 6pm Old Bridge, NJ Friday March 18th 7pm Orangeburg, NY Monday May 16th 7pm Piscataway, NJ Wednesday March 23rd 7pm Ridgewood, NJ Thursday June 16th 7pm Somerset, NJ Saturday Feb., 6th 2pm Springfield, NJ Wednesday April 13th 7pm Succasunna, NJ Tuesday April 19th 6:30pm Suffern, NY Thursday Sept., 29th 7pm Teaneck, NJ Friday April 1st 10:30am Tenafly NJ Thursday April 28th 7pm Verona, NJ Sunday April 24th 3pm Waretown, NJ Monday April 25th 3pm Warren, NJ Saturday March 5th 2pm Westfield NJ Tuesday April 5th 7pm Whippany, NJ Wednesday April 20th 7pm Wyckoff, NJ Tuesday May 10th 7pm You received this email because you subscribed at our website, or you gave us your permission at an event. To ensure delivery to your inbox (not bulk or junk folders), please add Jamie@JamieNovak.com to your address book. Hit reply with the word unsubscribe and I'll do it for you or you may click here to unsubscribe from this list if you no longer wish to receive our emails. Bite Size Living ™ is written and produced by Jamie Novak. If you have any questions or comments, or for reprint permission of this newsletter, please email Jamie@JamieNovak.com. © Copyright All rights reserved. Novak Organizing LLC 401 US Highway 22 14C North Plainfield NJ 07060 This site may contain advertising banner, affiliate links and Amazon affiliate links. In the event that an Amazon affiliate link is used, I will receive commission on the sale of the products. Please know the affiliate program does not influence my decision of what products to use and share as I only feature items I would link to with or without an affiliate link. All reviews and opinions on this site are mine and mine alone. If I am given a product to review I will give full disclosure at the end of the post. I share my personal projects and what works for me; however, I can never guarantee that those same projects will also work for you and your home. As the reader, you assume any risks involved when completing projects seen on this site. I am not personally liable for any projects that are completed based on the ideas and inspiration shared here. If you have any questions please ask. And always test cleaners/products on a small inconspicuous area before using them, just because they work for me in my home with my current home finishes does not guarantee they work for you. And of course always follow the directions on the package.