Friday, October 21, 2016

FW: Gloria, check out today's rates!

 

 

 

 

Ilene Jacobs

Fulton Bank of New Jersey

(732) 610-0260

 

Visit Website      Email Me

 

For more information on available rates & customized programs or pre-approvals, contact me at (732) 610-0260.

Current Mortgage Rates as of 10/21/2016

 

CONVENTIONAL FIXED RATES

Loans $417,000 and under (Purchase or Refinance)

FHA

3.50% down payment

VA

0% down payment

30 Year Fixed

15 Year Fixed

30 Year Fixed

30 Year Fixed

 
3.500%, 0.250 Pts
3.625%, 0.000 Pts

 

$625,000 in high cost areas
add 1 pt
 
2.750%, 0.500 Pts
2.875%, 0.000 Pts
 
3.125%, 1.125 Pts

 

Higher rates available with
credit back to borrower
 
3.250%, 0.000 Pts

USDA RURAL HOUSING PROGRAM

HOMEBUYER ADVANTAGE PLUS

CONSTRUCTION/

PERMANENT

MEDICAL PROFESSIONALS

30 Year Fixed

30 Year Fixed

1/1 ARM

30 Year Fixed

 

3.250%, 0.125 Pts

3.375%, 0.000 Pts

 
 
3.500%, 0.000 Pts

 

First-Time Homebuyers

Owner-Occupied Only; NO PMI

NO ORIGINATION FEE

97% financing

 

3.250%, 0.000 Pts

 

10% down payment

(95% financing avail)

One-time closing

Lock rate at application

Rates with points also available

 

3.750%, 0.000 Pts

 

100% financing to $1,500,000

NO PMI

Medical Doctorate degree required, Restrictions may apply—Dentists, Pharmacists, Veterinarians

 

                                                                                                                                                     

 

JUMBO 30 YEAR FIXED

JUMBO ARMs – 7/1

(3/1, 5/1, 10/1 also avail)

 

 

Special Portfolio

Special Portfolio
 

 

 

3.625%, 0.000 Pts

 

 

3.000%, 0.000 Pts

 

90% CLTV to $1,000,000

 

OTHER PRODUCTS AVAILABLE

Non-Warrantable Condos, Investment Properties, Bridge Loans, Reverse Mortgages, Land/Lot Loans, First-Time Homebuyer Programs

PLEASE CALL FOR DETAILS

 

Rates quoted are for 60-day locks.

 

This information is provided to assist real estate professionals and is not an advertisement or intended for further distribution to any individual consumers.  Rates and Terms are subject to change without notice.

 

Ilene Jacobs ¦ Fulton Bank of New Jersey

2 Ryan Rd, Marlboro NJ 7746

(732) 610-0260

ijacobs@fultonmortgagecompany.com

NMLS #622973

   Fulton Bank of New Jersey is a Member FDIC. Member of the Fulton Financial Family. Subject to credit approval

 

If you do not wish to receive future email from me, please click Unsubscribe. Thank You.

 

 

Myths vs facts

From the guru of agency, John Reilly: Regarding the Bright Analysis by Lisa Sturtevant, PhD Bright Chief Economist Our analysis shows that t...